2810 Utter St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2810 Utter St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,328 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,030,000 (May 2026)
Tax Bill	$7,876 (2025)
Deeds & Mortgages	May 2026 Sale Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`380224-408235-0000`

Property Details

APN / Parcel Number

Primary APN	`380224-408235-0000`
Alternative APNs	`549624` `51767`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,328 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Finished Basement	1,264 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2000
Architectural Style	Multi-Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Concrete/Metal Slab
Porch Area	9 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	51767
Street Address	2810 UTTER ST
City	BELLINGHAM
State	WA
Zip	98225-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	WALNUT PARK PLAT ALL LOT 28-S 12.5 FT OF LOT 29 BLK 3
Legal Range	02
Legal Township	38
Legal Section	24
Legal Subdivision	WALNUT PARK PLAT
Legal Block	3
Legal Lot Number	28
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2003
Census Tract	402

Owner

Source: Whatcom County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2810 UTTER ST, BELLINGHAM, WA 98225-2308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	20262497
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	May 29, 2026
Property Address	2810 UTTER ST, BELLINGHAM, WA 98225-2308
Document Number	0000002497
Instrument Date	May 28, 2026
Instrument	20262497
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$1,756,794.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 UTTER ST, BELLINGHAM, WA 98225-2308

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 9, 2018
Property Address	2810 UTTER ST, BELLINGHAM, WA 98225-2308
Document Number	2180300903
Instrument Date	Mar 6, 2018
Instrument	300903
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,952.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 UTTER ST BELLINGHAM WA 982252308, BELLINGHAM, WA 98225-2308

Mortgage

Document Number	2180300904
Date	Mar 9, 2018
Instrument	300904

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,876.00 (+40.82%)	$991,303 (+16.51%) Land $279,056 Building $712,247	$991,303 (+16.51%) Land $279,056 Building $712,247
2022		$850,801 Land $239,504 Building $611,297	$850,801 Land $239,504 Building $611,297
2021	$5,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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