2806 Utter St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2806 Utter St, Bellingham, WA 98225

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1951
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$214,280 (Nov 2008)
Tax Bill$4,848 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN86387

Property Details

APN / Parcel Number

Primary APN86387
Alternative APNs
  • 380224 408231 0000
  • 51766

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1951
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area16 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number86387
Street Address2806 UTTER ST
CityBELLINGHAM
StateWA
Zip98225-2308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5.0
Legal DescriptionWALNUT PARK PLAT N 10 FT OF LOT 26-ALL LOT 27 BLK 3
Legal Range02
Legal Township38
Legal Section24
Legal SubdivisionWALNUT PARK PLAT
Legal Block3
Legal Lot Number26
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2003
Census Tract402

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2806 UTTER ST, BELLINGHAM, WA 98225-2308
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2008 · Amount on Record
Deed SaleNov 26, 2008 · Amount on Record
Deed Document Number2081102444
Record UpdatedJun 8, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address2806 UTTER ST, BELLINGHAM, WA 98225-2308
Document Number2180901773
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2806 UTTER ST BELLINGHAM WA 982252308, BELLINGHAM, WA 98225-2308

Mortgage

Document Number2180901773
DateSep 19, 2018
Instrument901773
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 18, 2028

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
MunicipalityBellingham City
CountyWhatcom County
Unified School DistrictBellingham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,848.00 (+44.93%)$592,814 (+16.51%) Land $279,056 Building $313,758$592,814 (+16.51%) Land $279,056 Building $313,758
2022$508,792 Land $239,504 Building $269,288$508,792 Land $239,504 Building $269,288
2021$3,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELLINGHAM-WATER DIVISION
serves 141,127 people · EPA ID WA5305600
Water SourceSurface water
Last State InspectionSep 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

Nearby Properties on Utter St

Nearby Streets

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