Union County and Union Township property record for 2810 Spruce St, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,510 sqft · built 1960 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jul 2022) |
| Tax Bill | $11,312 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 19-03617-0000-00040 |
| Primary APN | 19-03617-0000-00040 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,510 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 100 ft deep x 23 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2810 SPRUCE ST |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-6419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRUCE COURT |
| Legal Block | 3617 |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 32902 |
2810 Spruce St is owned and occupied by two individuals who bought it in July 2022.
Source: Union County and Union Township records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2810 SPRUCE ST, UNION, NJ 07083-6419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed, Transfer · FHA Mortgage NORTHPOINTE BANK |
| Sep 4, 2019 | Intrafamily Transfer, Transfer NEW ERA TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2022 · Amount on File |
| Deed Sale | Jul 27, 2022 · Amount on File |
| Prior Sale | Sep 9, 2015 · Amount on File |
| Deed Document Number | 202220693 |
| Deed Book / Page | 6474 / 2764 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0063380192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 27, 2022 |
| Property Address | 2810 SPRUCE ST, UNION, NJ 07083-6419 |
| Document Number | 0064742764 |
| Book / Page | 6474 / 2764 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 20693 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,743.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 500 15TH AVE, 500, NEWARK, NJ 07103-3731 |
| Name | Verified Name |
|---|---|
| Address | 2810 SPRUCE ST, UNION, NJ 07083-6419 |
| Document Number | 0000040925 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 40925 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 4, 2019 |
| Property Address | 2810 SPRUCE ST, UNION, NJ 07083-6419 |
| Document Number | 0063380192 |
| Book / Page | 6338 / 0192 |
| Map Reference | MAP 605-E |
| Instrument Date | Aug 20, 2019 |
| Instrument | 316692 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | NEW ERA TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2810 SPRUCE ST, UNION, NJ 07083-6419 |
The 2025 property tax bill for 2810 Spruce St was $11,312, up 4.4% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,500 (-) Land $20,300 Building $28,200 | $48,500 (-) Land $20,300 Building $28,200 | |
| 2025 | $11,312.00 (+4.35%) | $48,500 Land $20,300 Building $28,200 | $48,500 Land $20,300 Building $28,200 |
| 2024 | $10,840.00 | ||
| 2023 | $48,500 Land $20,300 Building $28,200 | $48,500 Land $20,300 Building $28,200 | |
| 2022 | $10,144.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2810 Spruce St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 34 (1984–2023) |
| Claims Outside the SFHA | 10 of 34 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2810 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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