2808 Spruce St, Union, NJ 07083 Property Records

Union County and Union Township property record for 2808 Spruce St, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,404 sqft · built 1955
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on Record
Last Sale$360,000 (Dec 2018)
Tax Bill$11,545 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2018 Sale
Flood ZoneZone AE (high risk)
APN19-03617-0000-00039

Property Details

APN / Parcel Number

Primary APN19-03617-0000-00039
Alternative APN
  • 190361700039

Interior

Building Area1,404 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions100 ft deep x 55 ft wide

Location & Zoning

Street Address2808 SPRUCE ST
CityUNION
StateNJ
Zip07083-6419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3617
Legal Lot Number39
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group1
Census Block1009
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2808 SPRUCE ST, UNION, NJ 07083-6419
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
AFFINITY FCU
Dec 4, 2018Deed, Transfer
CHICAGO TTLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2018 · Amount on Record
Deed SaleDec 4, 2018 · Amount on Record
Prior SaleJul 14, 2014 · Amount on Record
Deed Document Number2018307424
Deed Book / Page6298 / 467
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address2808 SPRUCE ST, UNION, NJ 07083-6419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0147050312
DateJun 4, 2020
Book Page14705/312
Instrument692524
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2040

December 2018: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateDec 4, 2018
Property Address2808 SPRUCE ST, UNION, NJ 07083-6419
Document Number0062980467
Book / Page6298 / 0467
Instrument DateNov 29, 2018
Instrument307424
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyCHICAGO TTLE INS CO

Transaction

AmountAmount Recorded
Tax$2,831.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 VAN BUREN ST, 224, NEWARK, NJ 07105-2512

Transferred To (Grantee/Buyer)

NameVerified Name
Address2808 SPRUCE ST, UNION, NJ 07083-6419

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$49,500 (-) Land $20,400 Building $29,100$49,500 (-) Land $20,400 Building $29,100
2025$11,545.00 (+4.36%)$49,500 (-) Land $20,400 Building $29,100$49,500 (-) Land $20,400 Building $29,100
2024$11,063.00 (+6.86%)
2023$49,500 Land $20,400 Building $29,100$49,500 Land $20,400 Building $29,100
2022$10,353.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims34 (1984–2023)
Claims Outside the SFHA10 of 34
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 10 claims
  • Hurricane Irene, Aug 2011 · 12 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number