2810 Ocean Dr, Lancaster, TX 75146 Property Records

Dallas County property record for 2810 Ocean Dr, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,672 sqft · built 2023
Lot Size	0.156 acres (6,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,070 (Oct 2023)
Tax Bill	$11,276 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`360797200B02800`

Property Details

APN / Parcel Number

Primary APN	`360797200B02800`
Alternative APN	`36-07972-00B-028-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,672 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,786 sqft (0.156 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	360797200B02800
Street Address	2810 OCEAN DR
City	LANCASTER
State	TX
Zip	75146-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z239
Legal Description	ROLLING MEADOWS PH 3 BLK B LT 28 ACS 0.157 INT202300208335 DD10112023 CO-DC 0797200B02800 4CN0797200B
Legal Subdivision	ROLLING MEADOWS PH 3
Legal Block	B
Legal Lot Number	28
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2000
Census Tract	16805

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2810 OCEAN DR, LANCASTER, TX 75146-1803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE
Apr 24, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 11, 2023	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Deed Document Number	2023208335
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Aug 19, 2026
Property Address	2810 OCEAN DR, LANCASTER, TX 75146-1803
Document Number	0000180169
Instrument Date	Aug 13, 2026
Instrument	2026180169
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 OCEAN DR, LANCASTER, TX 75146-1803

Mortgage

Document Number	0000180169,
Date	Aug 19, 2026
Instrument	2026180169

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Recording Date	Apr 24, 2026
Property Address	2810 OCEAN DR, LANCASTER, TX 75146-1803
Document Number	0000086990
Instrument Date	Apr 13, 2026
Instrument	202686990
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2810 OCEAN DR, LANCASTER, TX 75146-1803

Mortgage

Document Number	0000086990,
Date	Apr 24, 2026
Instrument	202686990

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2810 OCEAN DR, LANCASTER, TX 75146-1803
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208336
Date	Oct 11, 2023
Instrument	202300208336

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,520 (+10.43%) Land $80,000 Building $388,520	$468,520 (+10.43%) Land $80,000 Building $388,520
2025	$11,276.00 (-2.94%) Additional exemption filed	$424,270 (+822.33%) Land $75,000 Building $349,270	$424,270 (+822.33%) Land $75,000 Building $349,270
2024	$11,618.00 (+947.61%)
2023	$1,109.00 (-8.95%)	$46,000 Land $46,000	$46,000 Land $46,000
2022	$1,218.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Nextlink.

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