2810 Bowles Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 2810 Bowles Ranch Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	3,422 sqft · built 2021
Lot Size	5.52 acres (240,451 sqft)
Owner	Individual Name on Record
Tax Bill	$9,323 (2023)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0873788264`

Property Details

APN / Parcel Number

Primary APN	`0873788264`
Alternative APN	`502178`

Interior

Stories	1 Story
Building Area	3,422 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	240,451 sqft (5.52 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2810 BOWLES RANCH RD
City	BELTON
State	TX
Zip	76513-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHETTES AT HIGH CREST, BLOCK 001, LOT 0002, ACRES 5.52
Legal Subdivision	RANCHETTES AT HIGH CREST
Legal Block	1
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2001
Census Tract	22002

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2810 BOWLES RANCH RD, BELTON, TX 76513-6051
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 8, 2021	Vendor's Lien, Transfer · Closed-End Mortgage BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022
Deed Sale	Oct 4, 2022
Prior Sale	Jun 8, 2021
Deed Document Number	2022061685
Record Updated	Jun 7, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 4, 2022
Property Address	2810 BOWLES RANCH RD, BELTON, TX 76513-6051
Document Number	0000061685
Map Reference	FILE 2022-053047
Instrument Date	Sep 21, 2022
Instrument	2022061685
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15710 SYPERT BRANCH RD, ROGERS, TX 76569-4036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5919 AMBROSE CIR, TEMPLE, TX 76502-4405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061763
Date	Oct 4, 2022
Instrument	2022061763

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 8, 2021
Property Address	2810 BOWLES RANCH RD, BELTON, TX 76513-6051
Document Number	0000036047
Map Reference	DOC 2021031435
Instrument Date	Jun 7, 2021
Instrument	2021036047
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2005 BIRDCREEK DR STE 211, 211, TEMPLE, TX 76502-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7649 OLD GATE RD, TEMPLE, TX 76502

Mortgage

Document Number	0000036048
Date	Jun 8, 2021
Instrument	2021036048

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 7, 2022

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,323.00 (+318.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$757,738 Land $163,878 Building $593,860	$757,738 Land $163,878 Building $593,860
2022	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP, Nextlink.

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