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2785 Bowles Ranch Rd, Belton, TX 76513 Property Records

Bell County property record for 2785 Bowles Ranch Rd, Belton, TX 76513

Property Summary

Property TypeSingle Family Home
Details2,496 sqft · built 2020
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$339,200 (Oct 2020)
Tax Bill$5,370 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0392714449

Property Details

APN / Parcel Number

Primary APN0392714449
Alternative APNs
  • 489945
  • 206909

Interior

Stories1 Story
Building Area2,496 sqft Living Area
1st Floor Area2,496 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood Siding
Lot Area21,780 sqft (0.5 acres)
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area720 sqft

Location & Zoning

Street Address2785 BOWLES RANCH RD
CityBELTON
StateTX
Zip76513-5865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGH CREST PHASE III, BLOCK 001, LOT 0006, ACRES .5
Legal SubdivisionHIGH CREST PHASE III
Legal Block1
Legal Lot Number6
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group2
Census Block2001
Census Tract22002

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2785 BOWLES RANCH RD, BELTON, TX 76513-5865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Deed Document Number202054796
Prior Transfer DateOct 7, 2020
Prior Transfer Doc0000054796
Record UpdatedSep 20, 2026

October 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 8, 2020
Property Address2785 BOWLES RNCH, BELTON, TX 76513-5865
Document Number0000054796
Map ReferenceDOC 2019 PL 94-A&B
Instrument DateOct 7, 2020
Instrument2020-00054796
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyCENTRALAND TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

NameVerified Name
Address2785 BOWLES RANCH RD, BELTON, TX 76513-5865

Mortgage

Document Number0000054797
DateOct 8, 2020
Instrument2020-00054797
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,370.00 (-7.57%)$513,537 (-5.19%)$531,626 (-1.85%) Land $75,000 Building $456,626
2023$5,810.00 (-13.34%) Homeowner's exemption$541,659 Land $60,000 Building $481,659$541,659 Land $60,000 Building $481,659
2022$6,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 53% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System439 WSC
serves 7,836 people · EPA ID TX0140076
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2017
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Altitude ISP, Nextlink.

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