Lancaster County property record for 281 White Chapel Rd, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 2002 |
| Lot Size | 1.04 acres (45,477 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8 (2025) |
| Deeds & Mortgages | Jun 2008 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15 58B |
| Primary APN | 15 58B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 3,556 sqft |
| 1st Floor Area | 1,680 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Mobile Home |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,477 sqft (1.04 acres) |
| Deck Area | 196 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1816 |
|---|---|
| Street Address | 281 WHITE CHAPEL RD |
| City | LANCASTER |
| State | VA |
| Zip | 22503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MCNEALS CORNER 1.044 AC LR07/2288 277/416 |
| Legal Subdivision | MCNEALS CORNER |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30100 |
281 White Chapel Rd, a single family home, is owned by an individual.
Source: Lancaster County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 433, LIVELY, VA 22507-0433 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 281 WHITE CHAPEL RD, LANCASTER, VA 22503 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00800/1408 |
|---|---|
| Date | Jun 9, 2008 |
| Book Page | 800/1408 |
| Name | SOUTHLAND MORTGAGE CORPOR |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2028 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 281 White Chapel Rd was $8.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8.00 | $150,900 Land $14,000 Building $136,900 | $150,900 Land $14,000 Building $136,900 |
| 2023 | $645.00 | $102,400 Land $14,000 Building $88,400 | $102,400 Land $14,000 Building $88,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 White Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 White Chapel Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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