151 White Chapel Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 151 White Chapel Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1985
Lot Size	4.14 acres (180,382 sqft)
Owner	2 Company Names on Record
Tax Bill	$11 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15 63A`

Property Details

APN / Parcel Number

Primary APN	`15 63A`
Alternative APN	`1822`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	180,382 sqft (4.14 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	396 sqft
Patio Area	90 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1822
Street Address	151 WHITE CHAPEL RD
City	LANCASTER
State	VA
Zip	22503-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MCNEALS CORNER 4.141 AC LR04/1730
Legal Subdivision	MCNEALS CORNER
Jurisdiction	LANCASTER VA
Township / Civil Division	2
Census Block Group	2
Census Block	2010
Census Tract	30100

Owner

Source: Lancaster County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	151 WHITE CHAPEL RD, LANCASTER, VA 22503-2733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2023	Warranty Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000001152
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Jun 10, 2026
Property Address	151 WHITE CHAPEL RD, LANCASTER, VA 22503-2733
Document Number	0000001152
Instrument Date	Jun 9, 2026
Instrument	20261152
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	151 WHITE CHAPEL RD, LANCASTER, VA 22503-2733
Investor	Possibly a Property Investor

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 28, 2023
Property Address	151 WHITE CHAPEL RD, LANCASTER, VA 22503
Document Number	0230001328
Instrument Date	Jul 27, 2023
Instrument	230001328
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	NOT AVAILABLE, HOMELAND TITLE STLMNT AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 PRESERVATION RD, MIDLOTHIAN, VA 23113-7208

Mortgage

Document Number	0230001329
Date	Jul 28, 2023
Instrument	230001329

Lender

Name	BLUE RIDGE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11.00 (-98.8%)	$202,700 (+39.41%) Land $21,900 Building $180,800	$202,700 (+39.41%) Land $21,900 Building $180,800
2023	$916.00	$145,400 (-) Land $21,900 Building $123,500	$145,400 (-) Land $21,900 Building $123,500
2022		$145,400 Land $21,900 Building $123,500
2021			$145,400 Land $21,900 Building $123,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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