Bastrop County property record for 281 W Oak Loop, Cedar Creek, TX 78612
| Property Type | Single Family Home |
|---|---|
| Details | 1,986 sqft · built 2012 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,207 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R60087 |
| Primary APN | R60087 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,986 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 1,986 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 510 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 W OAK LOOP |
|---|---|
| City | CEDAR CREEK |
| State | TX |
| Zip | 78612-3266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BASTROP COUNTY WEST OAKS, BLOCK B, LOT 25, ACRES 1.0000 |
| Legal Subdivision | BASTROP COUNTY WEST OAKS |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | BASTROP TX |
| Township / Civil Division | CEDAR CREEK-RED ROCK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950303 |
Source: Bastrop County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 W OAK LOOP, CEDAR CREEK, TX 78612-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2010 |
| Deed Sale | Aug 2, 2010 |
| Deed Document Number | 20109277 |
| Deed Book / Page | 2010 / 279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BASTROP TX |
| Property Address | 281 W OAK LOOP, CEDAR CREEK, TX 78612-3266 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CTOT |
| Name | Verified Name |
|---|
| Document Number | 202013650 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 202013650 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Bastrop County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bastrop County |
| Unified School District | Bastrop Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,207.00 (-13.32%) Homeowner's exemption Senior Citizen's exemption | $423,952 (-10.53%) Land $160,000 Building $263,952 | $423,952 (-10.53%) Land $160,000 Building $263,952 |
| 2024 | $3,700.00 | ||
| 2023 | Homeowner's exemption Senior Citizen's exemption | $473,846 Land $160,000 Building $313,846 | $473,846 Land $160,000 Building $313,846 |
| 2022 | $4,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | K & K WATER NORTH private · serves 318 people · EPA ID TX0110047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: VTX Communications.
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