270 W Oak Loop, Cedar Creek, TX 78612 Property Records

Bastrop County property record for 270 W Oak Loop, Cedar Creek, TX 78612

Property Summary

Property Type	Single Family Home
Details	2,457 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$678,300 (Mar 2023)
Tax Bill	$8,277 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Apr 2018 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R60055`

Property Details

APN / Parcel Number

Primary APN	`R60055`
Alternative APN	`O0003761`

Interior

Stories	1 Story
Building Area	2,457 sqft Living Area
Gross Area	3,687 sqft
1st Floor Area	2,457 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	972 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	270 W OAK LOOP
City	CEDAR CREEK
State	TX
Zip	78612-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BASTROP COUNTY WEST OAKS, BLOCK A, LOT 44 & 45, ACRES 2.0000
Legal Subdivision	BASTROP COUNTY WEST OAKS
Legal Block	A
Legal Lot Number	44,45
Jurisdiction	BASTROP TX
Township / Civil Division	CEDAR CREEK-RED ROCK
Census Block Group	1
Census Block	1018
Census Tract	950303

Owner

270 W Oak Loop is owned and occupied by two individuals who bought it in March 2023.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	270 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 9, 2018	Deed of Trust, Mortgage · Reverse Mortgage TRAVIS COUNTY CU
Aug 4, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRAVIS COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Deed Document Number	20233291
Record Updated	Sep 20, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Mar 7, 2023
Property Address	270 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Document Number	0202303291
Map Reference	CAB 2 PG 280B
Instrument Date	Mar 6, 2023
Instrument	202303291
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	777 DRY CREEK RD, GOODLETTSVILLE, TN 37072-4006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 W OAK LOOP, CEDAR CREEK, TX 78612-3265

Mortgage

Document Number	0202303292
Date	Mar 7, 2023
Instrument	202303292

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	270 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201804838
Date	Apr 9, 2018
Instrument	201804838

Lender

Name	TRAVIS COUNTY CU
Type	Credit Union
Address	AUSTIN, TX 78702

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 30, 2028

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	270 W OAK LOOP, CEDAR CREEK, TX 78612-3265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202012773
Date	Aug 4, 2020
Instrument	202012773

Lender

Name	TRAVIS COUNTY CU
Type	Credit Union
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	156 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Bastrop Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$556,427 Land $220,000 Building $336,427	$556,427 Land $220,000 Building $336,427
2024	$8,277.00
2023	Homeowner's exemption Senior Citizen's exemption	$610,039 Land $220,000 Building $390,039	$610,039 Land $220,000 Building $390,039
2022	$5,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 270 W Oak Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 270 W Oak Loop is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	K & K WATER NORTH private · serves 318 people · EPA ID TX0110047
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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