281 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 281 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,288 sqft · built 1978
Lot Size	0.459 acres (20,000 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Nov 2012)
Tax Bill	$7,267 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1043-531-23-0000`

Property Details

APN / Parcel Number

Primary APN	`1043-531-23-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,288 sqft Living Area
Gross Area	3,054 sqft
1st Floor Area	2,288 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,000 sqft (0.459 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Heated Pool
Porch	Patio/Porch
Porch Area	771 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	281 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9413 LOT 2
Legal Subdivision	TRACT NO 9413
Legal Tract	9413
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4006
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	281 W 20TH ST, UPLAND, CA 91784-1642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2012 · Amount on Record
Deed Sale	Nov 6, 2012 · Amount on Record
Prior Sale	Apr 30, 1999 · Amount on Record
Deed Document Number	2012461587
Last Transfer Date	Jul 24, 2018
Transfer Doc	0000281122
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	281 W 20TH ST, UPLAND, CA 91784-1642
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 W 20TH ST, UPLAND, CA 91784-1642

Mortgage

Document Number	0000469426
Date	Oct 15, 2021
Instrument	2021-0469426

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	281 W 20TH ST, UPLAND, CA 91784-1642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 W 20TH ST, UPLAND, CA 91784-1642

Mortgage

Document Number	0000042175
Date	Feb 8, 2019
Instrument	2019-0042175

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 2, 2018
Property Address	281 W 20TH ST, UPLAND, CA 91784-1642
Document Number	0000281122
Instrument Date	Jul 24, 2018
Instrument	281122
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	281 W 20TH ST UPLAND CA 917841642, UPLAND, CA 91784-1642

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$678,270 (+2%) Land $237,395 Building $440,875
2025	$7,267.00 (+4.89%) Homeowner's exemption	$664,970 (+4.04%) Land $232,740 Building $432,230
2023	$6,928.00 (+2.21%) Homeowner's exemption	$639,148 Land $223,702 Building $415,446
2022	$6,778.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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