272 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 272 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,316 sqft · built 2013
Lot Size	0.351 acres (15,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,499,000 (Jun 2024)
Tax Bill	$16,614 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1044-051-13-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-051-13-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,316 sqft Living Area
Gross Area	3,978 sqft
1st Floor Area	3,316 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	15,300 sqft (0.351 acres)
Lot Dimensions	180 ft deep x 85 ft wide
View / Lot	Highway
Garage Type	Attached
Garage Area	662 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	421 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	272 W 20TH ST
City	UPLAND
State	CA
Zip	91784-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16989 LOT 6 BOOK 336 PAGE 49
Legal Subdivision	TRACT 16989
Legal Tract	16989
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4007
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	272 W 20TH ST, UPLAND, CA 91784-8222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 30, 2023	Affidavit of Death of Joint Tenant, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 13, 2022	Grant Deed, Transfer · Commercial Mortgage RAMZI SABA
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	2024128292
Prior Transfer Date	Nov 23, 2023
Prior Transfer Doc	0000295171
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	272 W 20TH ST, UPLAND, CA 91784-8222
Transaction Type	Mortgage
Record Updated	Jan 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 W 20TH ST, UPLAND, CA 91784-8222

Mortgage

Document Number	0000304868
Date	Dec 12, 2025
Instrument	2025-0304868

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 30, 2023
Property Address	272 W 20TH ST, UPLAND, CA 91784-8222
Document Number	0000295171
Map Reference	MB 336 PG 49-51
Instrument Date	Nov 15, 2023
Instrument	2023-0295171
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 W 20TH ST, UPLAND, CA 91784-8222

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	272 W 20TH ST, UPLAND, CA 91784-8222
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 W 20TH ST, UPLAND, CA 91784-8222

Mortgage

Document Number	0000071781
Date	Feb 16, 2021
Instrument	2021-0071781

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 13, 2022
Property Address	272 W 20TH ST, UPLAND, CA 91784-8222
Document Number	0000396424
Map Reference	MB 336 PG 49-51
Instrument Date	Nov 30, 2022
Instrument	2022-0396424
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	272 W 20TH ST, UPLAND, CA 91784-8222

Mortgage

Document Number	0000396425
Date	Dec 13, 2022
Instrument	2022-0396425

Lender

Name	RAMZI SABA
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	272 W 20TH ST, UPLAND, CA 91784-8222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321373
Date	Aug 30, 2018
Instrument	2018-0321373

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,559,560 (+2%) Land $389,890 Building $1,169,670
2025	$16,614.00 (+18.76%)	$1,528,980 (+18.07%) Land $382,245 Building $1,146,735
2023	$13,990.00 (+54.77%) Homeowner's exemption	$1,295,000 Land $323,750 Building $971,250
2022	$9,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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