St. Johns County property record for 281 Tropic Way, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,620 sqft · built 2000 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Jun 2003) |
| Tax Bill | $334 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 175825-0300 |
| Primary APN | 175825-0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 1,620 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Carport |
| Garage Area | 1,022 sqft |
| Carport | Carport |
| Carport Area | 1,022 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 240 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 208 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 281 TROPIC WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 12/93-94 SURFWIND ESTATES SUBDIVISION LOT 30 OR1972/1692 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | SURFWIND ESTATES SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21404 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2003 · Amount on Record |
| Deed Sale | Jun 13, 2003 · Amount on Record |
| Prior Sale | Sep 25, 2000 · Amount on Record |
| Deed Document Number | 200340534 |
| Deed Book / Page | 1972 / 1692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 281 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6470 |
| Document Number | 0049320671 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 TROPIC WAY ST AUGUSTINE FL 320806470, ST AUGUSTINE, FL 32080-6470 |
| Document Number | 0049320671 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 004932/000671 |
| Instrument | 32922 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2030 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,033 (+2.7%) | $607,264 (-8.08%) Land $140,000 Building $467,264 | |
| 2025 | $334.00 (+31.5%) Disabled Person's exemption Veteran's exemption | $280,461 (+2.9%) | $660,647 (+6.21%) Land $140,000 Building $520,647 |
| 2024 | $254.00 Disabled Person's exemption Veteran's exemption | $272,557 (+3%) | $622,008 (+2.35%) Land $130,000 Building $492,008 |
| 2023 | $254.00 (-50.1%) Disabled Person's exemption Veteran's exemption | $264,618 (+3%) | $607,713 (+15.15%) Land $130,000 Building $477,713 |
| 2022 | $509.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $256,911 | $527,764 Land $117,600 Building $410,164 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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