242 Tropic Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 242 Tropic Way, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,075 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Tax Bill	$908 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`175825-0250`

Property Details

APN / Parcel Number

Primary APN	`175825-0250`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,075 sqft Living Area
Gross Area	1,350 sqft
1st Floor Area	1,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2000
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	242 TROPIC WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	12/93-94 SURFWIND ESTATES SUBDIVISION LOT 25 OR382/217 694/633 (Q /C)
Legal Range	30E
Legal Township	08S
Legal Section	15
Legal Subdivision	SURFWIND ESTATES SUBDIVISION
Legal Block	2
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2016
Census Tract	21404

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Mar 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK
Feb 25, 2019	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 21, 2019
Transfer Doc	0046841018
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469

Mortgage

Document Number	0055220552
Date	Mar 24, 2022
Book Page	5522/552
Instrument	2022031000

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048980235
Date	Mar 6, 2020
Book Page	4898/235
Instrument	2020018633

Lender

Name	BBVA USA
Type	Bank
Address	SAINT AUGUSTINE, FL 32084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 13, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046960566
Date	Mar 20, 2019
Book Page	4696/0566
Instrument	2019018727

Lender

Name	COMPASS BANK
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2034

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 25, 2019
Property Address	242 TROPIC WAY, SAINT AUGUSTINE, FL 32080-6469
Document Number	0046841018
Book / Page	004684 / 001018
Instrument Date	Feb 21, 2019
Instrument	12587
Record Updated	Mar 6, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1774 WILDWOOD DR ST AUGUSTINE FL 320869013, ST AUGUSTINE, FL 32086-9013

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,481 (+2.7%)	$322,703 (-3.68%) Land $140,000 Building $182,703
2025	$908.00 (+20.91%) Homeowner's exemption	$81,286 (+2.9%)	$335,027 (+8.13%) Land $140,000 Building $195,027
2024	$751.00 (+3.02%) Homeowner's exemption	$78,995 (+3%)	$309,823 (-0.7%) Land $130,000 Building $179,823
2023	$729.00 (+5.5%) Homeowner's exemption	$76,694 (+3%)	$312,016 (+7.79%) Land $130,000 Building $182,016
2022	$691.00 Homeowner's exemption	$74,460	$289,469 Land $117,600 Building $171,869

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Tropic Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures