281 Trailing Bluff Way, Garner, NC 27529 Property Records

Wake County property record for 281 Trailing Bluff Way, Garner, NC 27529 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,070 sqft · built 2022
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$518,000 (Feb 2023)
Tax Bill	$3,785 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1629.01-48-5592 0494730`

Property Details

APN / Parcel Number

Primary APN	`1629.01-48-5592 0494730`
Alternative APN	`0494730`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,070 sqft Heated Area

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0494730
Street Address	281 TRAILING BLUFF WAY
City	GARNER
State	NC
Zip	27529-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LO101 RIDGEMOOR PH2 BM2022-00535
Legal Phase	2
Legal Lot Number	101
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1002
Census Tract	52814

Owner

Source: Wake County records · APN 1629.01-48-5592 0494730

Assessment roll updated January 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	281 TRAILING BLUFF WAY, GARNER, NC 27529-6295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	0192641143
Deed Book / Page	19264 / 1143
Record Updated	Jun 07, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 17, 2023
Property Address	281 TRAILING BLUFF WAY, GARNER, NC 27529-6295
Document Number	19264/1143
Book / Page	19264 / 1143
Map Reference	MB 2022 PG 530-540
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TRAILING BLUFF WAY, GARNER, NC 27529-6295

Mortgage

Document Number	0192641149
Date	Feb 17, 2023
Instrument	19264/1149

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

Tax Assessment & Valuation

Source: Wake County records · Assessment roll updated January 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,785.00	$389,029 Land $75,000 Building $314,029	$389,029 Land $75,000 Building $314,029

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371830528141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Spectrum, AT&T, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.