278 Trailing Bluff Way, Garner, NC 27529 Property Records

Wake County property record for 278 Trailing Bluff Way, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,412 sqft · built 2022
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Feb 2023)
Tax Bill	$4,447 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1629.01-48-7443 0494738`

Property Details

APN / Parcel Number

Primary APN	`1629.01-48-7443 0494738`
Alternative APN	`0494738`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,412 sqft Heated Area

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0494738
Street Address	278 TRAILING BLUFF WAY
City	GARNER
State	NC
Zip	27529-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	LO119 RIDGEMOOR PH2 BM2022-00536
Legal Phase	2
Legal Lot Number	119
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1002
Census Tract	52814

Owner

278 Trailing Bluff Way is owned and occupied by two individuals who bought it in February 2023.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	278 TRAILING BLUFF WAY, GARNER, NC 27529-6295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Feb 17, 2023 · Amount on File
Deed Sale	Feb 17, 2023 · Amount on File
Deed Document Number	0019264554
Deed Book / Page	19264 / 554
Record Updated	Jun 7, 2026

February 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 17, 2023
Property Address	278 TRAILING BLUFF WAY, GARNER, NC 27529-6295
Document Number	019264/554
Book / Page	19264 / 554
Map Reference	MB 2022 PG 530-540
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	LENNAR TITLE INC, LENNAR TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 TRAILING BLUFF WAY, GARNER, NC 27529-6295

Mortgage

Document Number	0019264560
Date	Feb 17, 2023
Instrument	19264/560

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,447.00	$349,120 Land $75,000 Building $274,120	$349,120 Land $75,000 Building $274,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Trailing Bluff Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Trailing Bluff Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trailing Bluff Way

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