281 Timberlake Dr, Guyton, GA 31312 Property Records

Effingham County property record for 281 Timberlake Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,295 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$361,500 (Oct 2023)
Tax Bill	$1,222 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-368-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-368-000`
Alternative APNs	`00790024000` `0394B368` `31531`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,295 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	441 sqft
Porch	Porch
Porch Area	27 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31531
Street Address	281 TIMBERLAKE DR
City	GUYTON
State	GA
Zip	31312-5979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.207 AC LOT 368 (OUT 394-7) PLT 29/204
Legal Subdivision	TIMBERLAKE
Legal Phase	2A
Legal Lot Number	368
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Effingham County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2024	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Oct 18, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	D2023008567
Deed Book / Page	2876 / 516
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0000002928/0000000102
Date	Aug 28, 2024
Book Page	0000002928/0000000102
Instrument	D2024006505

Lender

Name	SWIFT HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0000002860/0000000937
Date	Jul 19, 2023
Book Page	0000002860/0000000937

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2023
Property Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979
Document Number	002876/516
Book / Page	2876 / 516
Instrument Date	Oct 10, 2023
Instrument	D2023008567
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0002876519
Date	Oct 18, 2023
Instrument	2876/519

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,222.00 (-1.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$158,115 (+7.01%) Land $22,800 Building $135,315	$395,287 (+7.01%) Land $57,000 Building $338,287
2024	$1,242.00 (+143.05%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$147,752 (+767.09%) Land $22,800 Building $124,952	$369,380 (+767.09%) Land $57,000 Building $312,380
2022	$511.00	$17,040 Land $17,040	$42,600 Land $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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