277 Timberlake Dr, Guyton, GA 31312 Property Records

Effingham County property record for 277 Timberlake Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,684 sqft · built 2023
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-366-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-366-000`
Alternative APNs	`00790024000` `0394B366` `31529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,684 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Area	361 sqft
Porch	Slab
Porch Area	100 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31529
Street Address	277 TIMBERLAKE DR
City	GUYTON
State	GA
Zip	31312-5979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.213 AC LOT 366 (OUT 394-7) PLT 29/204
Legal Subdivision	TIMBERLAKE
Legal Phase	2A
Legal Lot Number	366
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NFM
Jul 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Nov 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM
Nov 9, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NFM

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0000002880/0000000758
Date	Nov 9, 2023
Book Page	0000002880/0000000758
Instrument	D2023009206

Lender

Name	NFM

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0000002860/0000000955
Date	Jul 19, 2023
Book Page	0000002860/0000000955

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	0000002880/0000000758
Date	Nov 9, 2023
Book Page	0000002880/0000000758
Instrument	D2023009206

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 9, 2023
Property Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979
Document Number	002880/738
Book / Page	2880 / 738
Instrument Date	Oct 27, 2023
Instrument	D2023009204
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.18
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 TIMBERLAKE DR, GUYTON, GA 31312-5979

Mortgage

Document Number	D2023009205
Date	Nov 9, 2023
Instrument	D2023009205

Lender

Name	NFM

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,986 (+7.3%) Land $22,800 Building $122,186	$362,466 (+7.3%) Land $57,000 Building $305,466
2025	$4,105.00 (+8.31%) Homeowner's exemption	$135,124 (+9.45%) Land $22,800 Building $112,324	$337,809 (+9.45%) Land $57,000 Building $280,809
2024	$3,790.00 (+641.68%) Homeowner's exemption	$123,460 (+624.53%) Land $22,800 Building $100,660	$308,650 (+624.53%) Land $57,000 Building $251,650
2022	$511.00	$17,040 Land $17,040	$42,600 Land $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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