281 Snowdrift Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 281 Snowdrift Rd, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 858 sqft · built 2009
Lot Size	0.258 acres (11,238 sqft)
Owner	Company Name on Record
Last Sale	$1,100,000 (Feb 2017)
Tax Bill	$11,304 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42210-000-0160`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42210-000-0160`
Alternative APNs	`34-221-42210-000-0160` `1076681`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	858 sqft Living Area
Gross Area	2,551 sqft
1st Floor Area	858 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	188 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	858 sqft
Porch	Open/Unfinished Porch
Porch Area	835 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 SNOWDRIFT RD
City	MIRAMAR BEACH
State	FL
Zip	32550-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	LOT 16 SNOWDRIFT BEACH S/D PB 2-69 OR 54-473 OR 858-75 OR 2341-1720 OR 2341-1723 OR 2473-1098 OR 2605-3859 OR 2852-327 OR 3033-998 OR 3033-1003
Legal Range	021
Legal Township	02S
Legal Section	34
Legal Subdivision	SNOWDRIFT BEACH
Legal Block	1
Legal Lot Number	16
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1005
Census Tract	950609

Owner

Source: Walton County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	683 TRADE CENTER BLVD, 100, CHESTERFIELD, MO 63005-1286
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2017	Warranty Deed, Transfer MCCOOL W F LIVING TRUST (LT)
Feb 13, 2017	Quit Claim Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2017 · Amount on Record
Deed Sale	Feb 13, 2017 · Amount on Record
Prior Sale	Feb 17, 2003 · Amount on Record
Deed Document Number	20174557
Deed Book / Page	3033 / 1003
Record Updated	Sep 20, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 13, 2017
Property Address	281 SNOWDRIFT RD, MIRAMAR BEACH, FL 32550-4148
Document Number	0030331003
Book / Page	00303 / 001003
Instrument Date	Feb 8, 2017
Instrument	4557
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	683 TRADE CENTER BLVD #100 CHESTERFIELD MO 630051286, 100, CHESTERFIELD, MO 63005-1286

Mortgage

Document Number	30331005
Date	Feb 13, 2017
Book Page	003033/001005
Instrument	4558

Lender

Name	MCCOOL W F LIVING TRUST (LT)
Address	357 RIDGEWOOD DR, SOLDOTNA, AK 99669-7358

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2027

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Feb 13, 2017
Property Address	281 SNOWDRIFT RD, MIRAMAR BEACH, FL 32550-4148
Document Number	0030330998
Book / Page	003033 / 000998
Instrument Date	Feb 8, 2017
Instrument	4555
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	FIRST INT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	357 RIDGEWOOD DR SOLDOTNA AK 996697358, SOLDOTNA, AK 99669-7358

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,304.00 (+3.33%)	$1,251,099 (+3.45%) Land $812,500 Building $438,599	$1,251,099 (+3.45%) Land $812,500 Building $438,599
2024	$10,940.00 (+0.87%)
2023	$10,846.00 (+9.11%)	$1,209,413 (+12.75%) Land $660,943 Building $548,470	$1,209,413 (+12.75%) Land $660,943 Building $548,470
2022	$9,940.00	$1,072,639 Land $733,646 Building $338,993	$1,072,639 Land $733,646 Building $338,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Wildstar Networks.

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