281 Silver Brook Cir, Pooler, GA 31322 Property Records

Chatham County property record for 281 Silver Brook Cir, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,849 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (Aug 2023)
Tax Bill	$3,707 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Nov 2005 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014A-02-070`

Property Details

APN / Parcel Number

Primary APN	`5-1014A-02-070`
Alternative APN	`B269F576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	164 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	281 SILVER BROOK CIR
City	POOLER
State	GA
Zip	31322-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 160 GODLEY VILLAGE PHASE 2D SMB 22S 74
Legal Subdivision	GODLEY VILLAGE PH 02-D
Legal Phase	2D
Legal Lot Number	160
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2013
Census Tract	10704

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Nov 3, 2010	Deed of Trust, Mortgage · FHA Mortgage AMERICAN EQUITY
Jun 15, 2012	Deed of Trust, Mortgage · Conventional Mortgage ADMIRALS BANK
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FAMILY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Mar 2, 2021 · Amount on Record
Deed Book / Page	3168 / 420
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00297R0747
Date	Nov 17, 2005
Book Page	297R/747

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2035

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00297R0762
Date	Nov 17, 2005
Book Page	297R/762

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2020

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00365D0463
Date	Nov 3, 2010
Book Page	365D/463

Lender

Name	AMERICAN EQUITY
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2040

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009

Mortgage

Document Number	00378I0395
Date	Jun 15, 2012
Book Page	378I/395

Lender

Name	ADMIRALS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 14, 2032

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Aug 15, 2023
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Document Number	0031680420
Book / Page	3168 / 420
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009

Mortgage

Document Number	0003168422
Date	Aug 15, 2023
Instrument	3168/422

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 2, 2021
Property Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009
Document Number	0022780219
Book / Page	2278 / 219
Instrument Date	Mar 2, 2021
Instrument	2021-002415
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SILVER BROOK CIR, POOLER, GA 31322-4009

Mortgage

Document Number	0022780221
Date	Mar 10, 2021
Book Page	0000002278/0000000221

Lender

Name	FAMILY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,560 (+2.66%) Land $24,000 Building $108,560	$331,400 (+2.66%) Land $60,000 Building $271,400
2025	$3,707.00 (+21.7%) Homeowner's exemption	$129,120 (+8.65%) Land $24,000 Building $105,120	$322,800 (+8.65%) Land $60,000 Building $262,800
2023		$118,840 (+26.43%) Land $24,000 Building $94,840	$297,100 (+26.43%) Land $60,000 Building $237,100
2022	$3,046.00	$94,000 Land $11,520 Building $82,480	$235,000 Land $28,800 Building $206,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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