277 Silver Brook Cir, Pooler, GA 31322 Property Records

Chatham County property record for 277 Silver Brook Cir, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,900 (Jan 2006)
Tax Bill	$3,161 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-1014A-02-068`

Property Details

APN / Parcel Number

Primary APN	`5-1014A-02-068`
Alternative APN	`T300I646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	277 SILVER BROOK CIR
City	POOLER
State	GA
Zip	31322-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 158 GODLEY VILLAGE PHASE 2D SMB 22S 74
Legal Subdivision	COPPER VILLAGE
Legal Phase	2D
Legal Lot Number	158
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	2
Census Block	2013
Census Tract	10704

Owner

Source: Chatham County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2006 · Amount on Record
Deed Sale	Jan 9, 2006 · Amount on Record
Deed Book / Page	300I / 646
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013620211
Date	Jun 4, 2018
Book Page	1362/211

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009

Mortgage

Document Number	0030370268
Date	Mar 2, 2023
Book Page	0000003037/0000000268

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009

Mortgage

Document Number	0000001960/0000000445
Date	Jun 18, 2020
Book Page	0000001960/0000000445

Lender

Name	ACADEMY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	277 SILVER BROOK CIR, POOLER, GA 31322-4009
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1362/211
Date	Jun 4, 2018
Book Page	1362/211

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,200 (+2.64%) Land $24,000 Building $105,200	$323,000 (+2.64%) Land $60,000 Building $263,000
2025	$3,161.00 (+19.55%) Homeowner's exemption	$125,880 (+8.59%) Land $24,000 Building $101,880	$314,700 (+8.59%) Land $60,000 Building $254,700
2023		$115,920 (+21.92%) Land $24,000 Building $91,920	$289,800 (+21.92%) Land $60,000 Building $229,800
2022	$2,644.00	$95,080 Land $12,000 Building $83,080	$237,700 Land $30,000 Building $207,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: ClearWave.

Cell Coverage

5G (outdoors only) and 4G LTE

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