Larimer County property record for 281 Shale Ridge Rd, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,196 sqft · built 1994 |
| Lot Size | 11.9 acres (521,164 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,000 (Aug 1999) |
| Tax Bill | $5,396 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04241-05-703 |
| Primary APN | 04241-05-703 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,196 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Upper Floors Area | 495 sqft |
| Basement Area | 1,598 sqft |
| Finished Basement | 1,598 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 521,164 sqft (11.9 acres) |
| View / Lot | Lake/Pond |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 1,971 sqft |
| Patio Area | 465 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R1645383 |
|---|---|
| Street Address | 281 SHALE RIDGE RD |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FA1 |
| Legal Description | LOT 3, DRY CREEK RESERVOIR (20070013660) |
| Legal Range | 70W |
| Legal Township | 4N |
| Legal Section | 24 |
| Legal Subdivision | DRY CREEK RESERVOIR (20070013660) |
| Legal Lot Number | 3 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 2601 |
Source: Larimer County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 281 SHALE RIDGE RD, BERTHOUD, CO 80513-9650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 1999 · Amount on Record |
| Deed Sale | Aug 20, 1999 · Amount on Record |
| Deed Document Number | 199975018 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 281 SHALE RIDGE RD, BERTHOUD, CO 80513-9650 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000015083 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 20170015083 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2032 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,396.00 (+24.97%) | $58,875 (+9.84%) Land $25,000 Building $33,875 | $942,000 (+17.75%) Land $400,000 Building $542,000 |
| 2024 | $4,318.00 (+3.4%) | ||
| 2023 | $4,176.00 (+33.16%) | $53,600 (+47.41%) Land $26,800 Building $26,800 | $800,000 (+52.91%) Land $400,000 Building $400,000 |
| 2022 | $3,136.00 | $36,362 Land $21,684 Building $14,678 | $523,200 Land $312,000 Building $211,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 88% of Colorado |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| Hilltop Broadband Fixed Wireless | 50 / 15 |
May also be available: AT&T.
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