105 Shale Ridge Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 105 Shale Ridge Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,816 sqft · built 1994
Lot Size	8.2 acres (357,410 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04241-05-705`

Property Details

APN / Parcel Number

Primary APN	`04241-05-705`
Alternative APNs	`R0486531` `R1645385`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,816 sqft Living Area
Upper Floors Area	505 sqft
Basement Area	1,817 sqft
Finished Basement	1,203 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	357,410 sqft (8.2 acres)
Terrain	Other
Garage Type	Attached
Garage Area	573 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	117 sqft
Deck Area	64 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	R1645385
Old Parcel Number	R0486531
Street Address	105 SHALE RIDGE RD
City	BERTHOUD
State	CO
Zip	80513-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, DRY CREEK RESERVOIR MLD (20070013660)
Legal Range	70
Legal Township	04
Legal Section	24
Legal Quarter	NE
Legal Subdivision	DRY CREEK RESERVOIR (20070013660)
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1030
Census Tract	2601

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 SHALE RIDGE RD, BERTHOUD, CO 80513-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Apr 2, 2019	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2015
Transfer Doc	0000019416
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	105 SHALE RIDGE RD, BERTHOUD, CO 80513-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068866
Date	Aug 31, 2020
Instrument	20200068866

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	105 SHALE RIDGE RD, BERTHOUD, CO 80513-9652
Document Number	0000017865
Instrument Date	Apr 2, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	105 SHALE RIDGE RD BERTHOUD CO 805139652, BERTHOUD, CO 80513-9652

Mortgage

Document Number	0000017865
Date	Apr 10, 2019
Instrument	17865

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,572.00 (+30.99%)	$71,706 (+12.66%) Land $25,000 Building $46,706	$1,147,300 (+20.77%) Land $400,000 Building $747,300
2023	$5,017.00 (+4.33%)	$63,650 (+14.16%) Land $26,800 Building $36,850	$950,000 (+18.42%) Land $400,000 Building $550,000
2022	$4,809.00	$55,753 Land $21,684 Building $34,069	$802,200 Land $312,000 Building $490,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 88% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20
Hilltop Broadband Fixed Wireless	50 / 15

May also be available: AT&T.

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