281 Sergeant Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 281 Sergeant Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	1,170 sqft · built 1958
Owner	Individual Name on Record
Last Sale	$324,000 (Aug 2023)
Tax Bill	$1,195 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-12-222.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-12-222.00`

Interior

Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 1958
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Terrain	Combination
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999912222.00
Street Address	281 SERGEANT AVE
City	FORT THOMAS
State	KY
Zip	41075-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK F VALLEY VIEW
Legal Subdivision	VALLEY VIEW
Legal Phase	F
Legal Block	F
Legal Lot Number	5
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2003
Census Tract	52800

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK
Aug 26, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2022	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC
Sep 30, 2021	Deed, Transfer
Sep 30, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Aug 26, 2022 · Amount on Record
Deed Document Number	5187967
Deed Book / Page	D853 / 674
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 15, 2023
Property Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Document Number	0005187967
Book / Page	D853 / 674
Map Reference	MB 8 PG 6-D-3
Instrument Date	Aug 14, 2023
Instrument	5187967
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 580 BLUE ROCK STREET, CINCINNATI, OH 45223

Mortgage

Document Number	0005187970
Date	Aug 15, 2023
Instrument	5187970

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Aug 26, 2022
Property Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Document Number	0005158575
Book / Page	D843 / 217
Map Reference	MB 8 PG 6-D-3
Instrument Date	Aug 25, 2022
Instrument	5158575
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327

Mortgage

Document Number	0005158576
Date	Aug 26, 2022
Instrument	5158576

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 6, 2022
Property Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Document Number	0005153019
Book / Page	D838 / 36
Map Reference	MB 8 PG 6-D3
Instrument Date	Apr 29, 2022
Instrument	5153019
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 833, FLORENCE, KY 41022-0833

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	356 SHADOW RIDGE DR, HIGHLAND HEIGHTS, KY 41076-8908

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 30, 2021
Property Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Document Number	0005141029
Book / Page	D830 / 93
Map Reference	MB 8 PG 6-D-3
Instrument Date	Sep 28, 2021
Instrument	5141029
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817 WINCHESTER RD STE 130, 130, LEXINGTON, KY 40505-3757
Investor	Possibly a Property Investor

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 30, 2021
Property Address	281 SERGEANT AVE, FORT THOMAS, KY 41075-2327
Document Number	0005141030
Book / Page	D830 / 96
Map Reference	MB 8 PG 6-D-3
Instrument Date	Sep 28, 2021
Instrument	5141030
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 WINCHESTER RD STE 130, 130, LEXINGTON, KY 40505-3757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 833, FLORENCE, KY 41022-0833

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,195.00 (+4.37%)	$324,000 (+11.72%) Land $30,000 Building $294,000	$324,000 (+11.72%) Land $30,000 Building $294,000
2023	$1,145.00 (+55.36%)	$290,000 (+59.25%) Land $30,000 Building $260,000	$290,000 (+59.25%) Land $30,000 Building $260,000
2022	$737.00	$182,100 Land $30,000 Building $152,100	$182,100 Land $30,000 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

281 Sergeant Ave, Fort Thomas, KY 41075 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Sergeant Ave

Nearby Streets

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