Campbell County property record for 277 Sergeant Ave, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1,170 sqft · built 1958 |
| Lot Size | 0.245 acres (10,705 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $192,000 (Feb 2023) |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2020 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-17-133.00 |
| Primary APN | 999-99-17-133.00 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,170 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,705 sqft (0.245 acres) |
| Terrain | Combination |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 277 SERGEANT AVE |
|---|---|
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 BLK F VALLEY VIEW |
| Legal Subdivision | VALLEY VIEW |
| Legal Phase | F |
| Legal Block | F |
| Legal Lot Number | 4 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 52800 |
277 Sergeant Ave is owned and occupied by two individuals who bought it in February 2023.
Source: Campbell County records, as of March 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Fiduciary Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Dec 8, 2020 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAPTIST LIFE COMMUNITIES INC |
| Aug 16, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2023 · Amount on File |
| Deed Sale | Feb 2, 2023 · Amount on File |
| Prior Sale | Aug 16, 2017 · Amount on File |
| Deed Document Number | 20235164953 |
| Deed Book / Page | 848 / 287 |
| Prior Transfer Date | Jun 30, 2017 |
| Prior Transfer Doc | 0005061376 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Feb 2, 2023 |
| Property Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005164953 |
| Book / Page | D848 / 287 |
| Map Reference | MB 8 PG 6-D-3 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 5164953 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2660 RIDGECREST DR, FLORENCE, KY 41042-8938 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005164954 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 5164954 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005122283 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | M2257/398 |
| Instrument | 5122283 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 748 Months |
| Due | Apr 11, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.27% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005101299 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 277 SERGEANT AVE FORT THOMAS KY 410752327, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005101299 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 002201/000008 |
| Instrument | 5101299 |
| Name | BAPTIST LIFE COMMUNITIES INC |
|---|---|
| Address | 7341 E ALEXANDRIA PIKE, ALEXANDRIA, KY 41001-1037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 26, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Aug 16, 2017 |
| Property Address | 277 SERGEANT AVE, FORT THOMAS, KY 41075-2327 |
| Document Number | 0005061376 |
| Book / Page | 000787 / 000731 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 5061376 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 SERGEANT AVE FORT THOMAS KY 410752327, FORT THOMAS, KY 41075-2327 |
The 2025 property tax bill for 277 Sergeant Ave was $708.
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 | $192,000 Land $30,000 Building $162,000 | $192,000 Land $30,000 Building $162,000 |
| 2023 | $536.00 (-6.46%) Homeowner's exemption | $182,100 (-) Land $30,000 Building $152,100 | $182,100 (-) Land $30,000 Building $152,100 |
| 2022 | $573.00 Homeowner's exemption | $182,100 Land $30,000 Building $152,100 | $182,100 Land $30,000 Building $152,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 277 Sergeant Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Sergeant Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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