Baxter County property record for 281 Rainbow Heights Dr, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft |
| Lot Size | 0.516 acres (22,472 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,000 (Oct 2000) |
| Tax Bill | $1,099 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00617-000 |
| Primary APN | 004-00617-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 22,472 sqft (0.516 acres) |
| Lot Dimensions | 212 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 1,280 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,200 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 104 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 281 RAINBOW HEIGHTS DR |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9788 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK F RAINBOW HTS ADD |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 30 |
| Legal Subdivision | RAINBOW HTS |
| Legal Block | F |
| Legal Lot Number | 1 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950900 |
281 Rainbow Heights Dr is owned and occupied by an individual who bought it in October 2000.
Source: Baxter County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 RAINBOW HEIGHTS DR, COTTER, AR 72626-9788 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2000 · Amount on File |
| Deed Sale | Oct 27, 2000 · Amount on File |
| Deed Book / Page | 2000 / 10170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Aug 5, 2026 |
| Property Address | 281 RAINBOW HEIGHTS DR, COTTER, AR 72626-9788 |
| Document Number | 0000006895 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20266895 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 281 RAINBOW HEIGHTS DR, COTTER, AR 72626-9788 |
| Document Number | 0000006895, |
|---|---|
| Date | Aug 5, 2026 |
| Instrument | 20266895 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 5, 2056 |
| Rate | 6.43% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 281 Rainbow Heights Dr was $1,099 with a homeowner's exemption, down 2.7% from the year before.
Source: Baxter County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,099.00 (-2.66%) Homeowner's exemption | $36,480 Land $4,000 Building $32,480 | |
| 2024 | $1,129.00 (-0.35%) | ||
| 2023 | $1,133.00 Homeowner's exemption | $36,480 Land $4,000 Building $32,480 | $182,400 Land $20,000 Building $162,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 281 Rainbow Heights Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 281 Rainbow Heights Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 75% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NEXT, Powered by NAEC Fiber | 1,000 / 1,000 |
| Mountain View Telephone Company Fiber | 1,000 / 500 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum, Verizon.
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