Baxter County property record for 181 Rainbow Heights Dr, Cotter, AR 72626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,248 sqft |
| Lot Size | 0.472 acres (20,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $173,900 (Jun 2024) |
| Tax Bill | $650 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jun 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-00557-000 |
| Primary APN | 004-00557-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Construction Type | Frame |
|---|---|
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 20,564 sqft (0.472 acres) |
| Lot Dimensions | 212 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 896 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Deck Area | 168 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 181 RAINBOW HEIGHTS DR |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK A RAINBOW HEIGHTS |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 30 |
| Legal Subdivision | RAINBOW HTS |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | BAXTER AR |
| Township / Civil Division | WHITEVILLE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 950900 |
Source: Baxter County records, as of March 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit ARVEST BANK |
| Jun 13, 2024 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Nov 3, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Document Number | 20244749 |
| Prior Transfer Date | Mar 5, 2019 |
| Prior Transfer Doc | L202211804 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Number | L202402757 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | L202402757 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | FLIPPIN, AR 72634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Jun 13, 2024 |
| Property Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Number | L202404749 |
| Instrument Date | Jun 11, 2024 |
| Instrument | L202404749 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | LENDERS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 LYNN ST, MARSHALL, AR 72650-7714 |
| Name | Verified Name |
|---|---|
| Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Number | L202404750 |
|---|---|
| Date | Jun 13, 2024 |
| Instrument | L202404750 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Nov 3, 2022 |
| Property Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Number | L202211804 |
| Instrument Date | Mar 5, 2022 |
| Instrument | L202211804 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Nov 3, 2022 |
| Property Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
| Document Number | L202211804 |
| Instrument Date | Mar 5, 2022 |
| Instrument | L202211804 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 RAINBOW HEIGHTS DR, COTTER, AR 72626-9787 |
Source: Baxter County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $650.00 (+4.33%) Homeowner's exemption | $24,930 (-) Land $4,000 Building $20,930 | |
| 2024 | $623.00 (-4.15%) | ||
| 2023 | $650.00 Homeowner's exemption | $24,930 Land $4,000 Building $20,930 | $124,650 Land $20,000 Building $104,650 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain View Telephone Company Fiber | 1,000 / 500 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: NEXT, Powered by NAEC, Northern Arkansas Telephone Company.
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