Sarasota County property record for 281 Osprey Point Dr, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,355 sqft · built 1998 |
| Lot Size | 0.411 acres (17,911 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,400,000 (Mar 2022) |
| Tax Bill | $9,536 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0142-04-0004 |
| Primary APN | 0142-04-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,355 sqft Living Area |
| 1st Floor Area | 3,355 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 17,911 sqft (0.411 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 1,056 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 945 sqft |
| Patio Area | 791 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 281 OSPREY POINT DR |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 188 OAKS |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | OAKS |
| Legal Tract | 2173 |
| Legal Lot Number | 188 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 2102 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA |
| Mar 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 17, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 24, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Mar 23, 2022 · Amount on Record |
| Deed Document Number | 0000048637 |
| Last Transfer Date | Dec 16, 2024 |
| Transfer Doc | 0000167067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 23, 2022 |
| Property Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000048637 |
| Map Reference | MB 28 PG 48 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 2022048637 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 OSPREY POINT DR, 91, OSPREY, FL 34229-9246 |
| Name | Verified Name |
|---|---|
| Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000048638 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 2022048638 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 12, 2021 |
| Property Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000044020 |
| Map Reference | MB 28 PG 48 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021044020 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10385 S 181ST AVE, 10385, GOODYEAR, AZ 85338-5111 |
| Name | Verified Name |
|---|---|
| Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000044021 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021044021 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000110156 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 110156 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 281 OSPREY POINT DR OSPREY FL 342299250, OSPREY, FL 34229-9250 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 24, 2019 |
| Property Address | 281 OSPREY POINT DR, OSPREY, FL 34229-9250 |
| Document Number | 0000052088 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 52088 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 281 OSPREY POINT DR OSPREY FL 342299250, OSPREY, FL 34229-9250 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,536.00 (-3.48%) Homeowner's exemption | $868,127 (+5.99%) | $1,267,600 (+17.59%) Land $501,400 Building $766,200 |
| 2023 | $9,880.00 (-22.84%) Homeowner's exemption | $819,088 (-20.51%) | $1,078,000 (+4.62%) Land $278,100 Building $799,900 |
| 2022 | $12,805.00 | $1,030,400 Land $269,100 Building $761,300 | $1,030,400 Land $269,100 Building $761,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 12 condo units |
| Nearby Flood Claims | 39 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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