274 Osprey Point Dr, Osprey, FL 34229 Property Records

Sarasota County property record for 274 Osprey Point Dr, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,679 sqft · built 1994
Lot Size	0.451 acres (19,658 sqft)
Owner	2 Individual Names on File
Last Sale	$431,500 (Jun 1996)
Tax Bill	$7,000 (2025)
Deeds & Mortgages	May 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`0142-04-0018`

Property Details

APN / Parcel Number

Primary APN	`0142-04-0018`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,679 sqft Living Area
1st Floor Area	3,679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	19,658 sqft (0.451 acres)
Lot Width	1 ft Width
Garage Type	Attached
Garage Area	675 sqft

Exterior Amenities

Pool Area	348 sqft
Porch	Open Porch
Porch Area	572 sqft
Patio Area	618 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	274 OSPREY POINT DR
City	OSPREY
State	FL
Zip	34229-9249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF1
Legal Description	LOT 16 OAKS
Legal Range	18E
Legal Township	38S
Legal Section	03
Legal Subdivision	OAKS
Legal Tract	2173
Legal Lot Number	16
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	1
Census Block	1011
Census Tract	2102

Owner

274 Osprey Point Dr is owned and occupied by two individuals who bought it in June 1996.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	274 OSPREY POINT DR, OSPREY, FL 34229-9249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 1996 · Amount on File
Deed Sale	Jun 21, 1996 · Amount on File
Prior Sale	Jun 21, 1996
Deed Document Number	0286600070
Deed Book / Page	02866 / 00070
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	274 OSPREY POINT DR, OSPREY, FL 34229-9249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059983
Date	May 7, 2018
Instrument	2018059983

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 274 Osprey Point Dr was $7,000 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,000.00 Homeowner's exemption	$647,101	$986,000 Land $295,500 Building $690,500
2023	$7,448.00 (+2.87%) Homeowner's exemption	$610,548 (+3%)	$879,400 (+3.9%) Land $142,400 Building $737,000
2022	$7,240.00 Homeowner's exemption	$592,765	$846,400 Land $147,400 Building $699,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 274 Osprey Point Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 142 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 units insured incl. 12 condo units
Nearby Flood Claims	39 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 12 claims Hurricane Helene, Sep 2024 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 274 Osprey Point Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20