281 N Cloquet Rd E, Duluth, MN 55810 Property Records

Carlton County property record for 281 N Cloquet Rd E, Duluth, MN 55810

Property Summary

Property TypeSingle Family Home
Lot Size30 acres (1,306,800 sqft)
Owner2 Individual Names on Record
Last Sale$178,000 (Dec 2011)
Tax Bill$4,438 (2026)
Deeds & MortgagesMar 2026 Sale
Jun 2021 Line of Credit
+ 1 more
Flood ZoneZone A (high risk)
APN78-020-2340

Property Details

APN / Parcel Number

Primary APN78-020-2340
Alternative APN
  • 25729

Exterior

Lot Area1,306,800 sqft (30 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number25729
Street Address281 N CLOQUET RD E
CityDULUTH
StateMN
Zip55810-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE1/4 SE1/4 EX W 10 ACRES TOWN OF THOMSON TOWNSHIP
Legal Range16
Legal Township49
Legal Section12
Legal SubdivisionTOWN OF THOMSON TOWNSHIP
JurisdictionCARLTON MN
Township / Civil DivisionTHOMSON
Census Block Group3
Census Block3005
Census Tract70300

Owner

Source: Carlton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address281 N CLOQUET RD E, DULUTH, MN 55810-4508
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 2, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2011 · Amount on Record
Deed SaleDec 22, 2011 · Amount on Record
Prior SaleJun 17, 2005 · Amount on Record
Deed Document Number2011441068
Last Transfer DateMar 6, 2026
Transfer Doc0000525938
Record UpdatedSep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCARLTON MN
Recording DateMar 17, 2026
Property Address281 N CLOQUET RD E, DULUTH, MN 55810-4508
Document NumberA000525938
Instrument DateMar 6, 2026
InstrumentA000525938
Transaction TypeTransfer
Record UpdatedApr 7, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 N CLOQUET RD E, DULUTH, MN 55810-4508

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address281 N CLOQUET RD E, DULUTH, MN 55810-4508
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000499490
DateJun 2, 2021
InstrumentA000499490
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARLTON MN
Property Address281 N CLOQUET RD E, DULUTH, MN 55810-4508
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000499489
DateJun 2, 2021
InstrumentA000499489
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionThomson Township
Unified School DistrictEsko Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,438.00 (+9.15%) Homeowner's exemption
2025$390,000 (+3.64%) Land $90,700 Building $299,300$390,000 (+3.64%) Land $90,700 Building $299,300
2024$4,066.00 Homeowner's exemption$376,300 (+9.26%) Land $90,700 Building $285,600$376,300 (+9.26%) Land $90,700 Building $285,600
2023$4,066.00 Homeowner's exemption$344,400 (-) Land $86,100 Building $258,300$344,400 (-) Land $86,100 Building $258,300
2022$344,400 Land $86,100 Building $258,300$344,400 Land $86,100 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000

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