275 N Cloquet Rd E, Duluth, MN 55810 Property Records

Carlton County property record for 275 N Cloquet Rd E, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,134 (2026)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`78-020-2342`

Property Details

APN / Parcel Number

Primary APN	`78-020-2342`
Alternative APN	`25730`

Exterior

Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	25730
Street Address	275 N CLOQUET RD E
City	DULUTH
State	MN
Zip	55810-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 5 ACRS OF SE1/4 OF SE1/4 TOWN OF THOMSON TOWNSHIP
Legal Range	16
Legal Township	49
Legal Section	12
Legal Subdivision	TOWN OF THOMSON TOWNSHIP
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	3
Census Block	3005
Census Tract	70300

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	275 N CLOQUET RD E, DULUTH, MN 55810-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jan 12, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	275 N CLOQUET RD E, DULUTH, MN 55810-4508
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000503981
Date	Jan 7, 2022
Instrument	A000503981

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Feb 1, 2035

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 12, 2022
Property Address	275 N CLOQUET RD E, DULUTH, MN 55810-4508
Document Number	A000504088
Instrument Date	Jan 10, 2022
Instrument	A000504088
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	275 N CLOQUET RD E, DULUTH, MN 55810-4508

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,134.00 (+7.04%) Homeowner's exemption
2025		$283,700 (+2.94%) Land $107,000 Building $176,700	$283,700 (+2.94%) Land $107,000 Building $176,700
2024	$2,928.00 Homeowner's exemption	$275,600 (+8.55%) Land $107,000 Building $168,600	$275,600 (+8.55%) Land $107,000 Building $168,600
2023	$2,928.00 Homeowner's exemption	$253,900 (-) Land $101,000 Building $152,900	$253,900 (-) Land $101,000 Building $152,900
2022		$253,900 Land $101,000 Building $152,900	$253,900 Land $101,000 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

May also be available: Airfiber.

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