281 Mount Vernon Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 281 Mount Vernon Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,736 sqft · built 1987
Lot Size	4.2 acres (182,952 sqft)
Owner	Individual Name on File
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Oct 2017 Construction Loan Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64W040002800`

Property Details

APN / Parcel Number

Primary APN	`64W040002800`
Alternative APNs	`021335` `21335`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,736 sqft Adjusted Area
1st Floor Area	3,352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 MOUNT VERNON RD
City	COLUMBUS
State	MS
Zip	39702-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 281 MT VERNON RD
Legal Range	17W
Legal Township	18S
Legal Section	22
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	406

Owner

281 Mount Vernon Rd is owned and occupied by an individual.

Source: Lowndes County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	281 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage BANKFIRST FIN'L SVCS
Jun 28, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK
Jun 28, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 27, 2017
Property Address	281 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Document Number	0020174175
Book / Page	002017 / 024175
Instrument Date	Oct 25, 2017
Transaction Type	Construction Loan
Record Updated	Nov 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MOUNT VERNON RD COLUMBUS MS 397028078, COLUMBUS, MS 39702-8078

Mortgage

Document Number	20174175
Date	Oct 27, 2017
Book Page	002017/024175

Lender

Name	BANKFIRST FIN'L SVCS
Type	Funding / Finance Company
Address	COLUMBUS, MS 39703

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 26, 2018

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	281 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Document Number	0020174956
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MOUNT VERNON RD COLUMBUS MS 397028078, COLUMBUS, MS 39702-8078

Mortgage

Document Number	0020174956
Date	Jul 11, 2017
Book Page	002017/014956

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jul 10, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.48%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	281 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Document Number	0020174972
Instrument Date	Jun 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MOUNT VERNON RD COLUMBUS MS 397028078, COLUMBUS, MS 39702-8078

Mortgage

Document Number	0020174972
Date	Jul 11, 2017
Book Page	002017/014972

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	972 Months
Due	Jul 10, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

The 2025 property tax bill for 281 Mount Vernon Rd was $2,198 with a homeowner's exemption, up 0.9% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+0.92%) Homeowner's exemption	$25,539	$255,390 Land $34,650 Building $220,740
2024	$2,178.00 (+16.28%)
2023	$1,873.00 Homeowner's exemption	$22,494	$224,940 Land $34,650 Building $190,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Mount Vernon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Mount Vernon Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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