209 Mount Vernon Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 209 Mount Vernon Rd, Columbus, MS 39702

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,313 sqft · built 1988
Lot Size	11.8 acres (514,008 sqft)
Owner	Individual Name on Record
Tax Bill	$3,334 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64W040002804`

Property Details

APN / Parcel Number

Primary APN	`64W040002804`
Alternative APNs	`021339` `21339`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	3,313 sqft Adjusted Area
1st Floor Area	4,687 sqft
2nd Floor Area	1,356 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	514,008 sqft (11.8 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	021339
Street Address	209 MOUNT VERNON RD
City	COLUMBUS
State	MS
Zip	39702-8078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E2 NW4 209 MT VERNON RD
Legal Range	17W
Legal Township	18S
Legal Section	22
Jurisdiction	LOWNDES MS
Township / Civil Division	3
Census Block Group	1
Census Block	1002
Census Tract	406

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	281 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage WEST ALABAMA BANK & TRUST
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit WEST ALABAMA BANK & TRUST
Feb 13, 2025	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 2, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024
Deed Sale	Dec 2, 2024
Prior Sale	Oct 18, 2017
Deed Document Number	0020249196
Deed Book / Page	2024 / 9196
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	209 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202317827
Date	Aug 23, 2023
Book Page	2023/17827

Lender

Name	WEST ALABAMA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 22, 2043

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	209 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242353
Date	Feb 13, 2024
Book Page	2024/2353

Lender

Name	WEST ALABAMA BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 13, 2025

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	209 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252834
Date	Feb 13, 2025
Book Page	2025/2834

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Interest

Rate Type	Adjustable Rate

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 2, 2024
Property Address	209 MOUNT VERNON RD, COLUMBUS, MS 39702-8078
Document Number	0020249196
Book / Page	2024 / 9196
Instrument Date	Dec 2, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MOUNT VERNON RD, COLUMBUS, MS 39702-8078

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,334.00 (+1.37%)	$34,078 (+71.08%)	$227,180 (+14.6%) Land $13,180 Building $214,000
2024	$3,289.00 (+174.08%)
2023	$1,200.00 Homeowner's exemption Senior Citizen's exemption	$19,919	$198,240 Land $12,020 Building $186,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #1-LEE STOKES public/private · serves 2,209 people · EPA ID MS0440005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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