281 Michael Ave, Buffalo, NY 14212 Property Records

Erie County and Cheektowaga Town property record for 281 Michael Ave, Buffalo, NY 14212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1942
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2026)
Tax Bill	$4,652 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`204-0182000`

Property Details

APN / Parcel Number

Primary APN	`204-0182000`
Alternative APNs	`30011122800003042000` `143001 112.28-3-42`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	179 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	204-0182000
Street Address	281 MICHAEL AVE
City	BUFFALO
State	NY
Zip	14212-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1201-1275 A
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	42.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3000
Census Tract	9900

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORPORATION
Jul 22, 2021	Intrafamily Transfer, Transfer
Oct 15, 2020	Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Sep 24, 2024 · Amount on Record
Deed Document Number	20262026155000
Deed Book / Page	11465 / 2118
Prior Transfer Date	Jul 15, 2021
Prior Transfer Doc	0113838597
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 20, 2026
Property Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117
Document Number	0000155000
Book / Page	11465 / 2118
Instrument Date	Aug 11, 2026
Instrument	2026155000
Transaction Type	Transfer
Record Updated	Oct 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117

Mortgage

Date	Aug 20, 2026

Lender

Name	PREMIUM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jul 22, 2021
Property Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117
Document Number	0113838597
Book / Page	11383 / 8597
Instrument Date	Jul 15, 2021
Instrument	2021143332
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 MICHAEL AVE, SLOAN, NY 14212-2117

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Oct 15, 2020
Property Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117
Document Number	0113678504
Book / Page	11367 / 8504
Instrument Date	Sep 17, 2020
Instrument	2020175838
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 BROADWAY ST, 2307, BUFFALO, NY 14212-2219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 HALSTEAD AVE, SLOAN, NY 14212-2270

Mortgage

Document Number	0139606600
Date	Oct 15, 2020
Instrument	13960/6600

Lender

Name	1ST PRIORITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Oct 3, 2019
Property Address	281 MICHAEL AVE, BUFFALO, NY 14212-2117
Document Number	0113506915
Book / Page	011350 / 006915
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$35.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3843 UNION RD #15-280 BUFFALO NY 142254256, 15-280, BUFFALO, NY 14225-4256

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Municipality	Sloan Village
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,652.00 (+242.31%)
2025	$1,359.00 (-69.83%)	$125,000 (-) Land $14,000 Building $111,000	$166,667 (+6.67%) Land $18,667 Building $148,000
2024	$4,504.00	$125,000 (-) Land $14,000 Building $111,000	$156,250 (+13.75%) Land $17,500 Building $138,750
2023		$125,000 Land $14,000 Building $111,000	$137,363 Land $15,385 Building $121,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1997)
Most Recent Claim	Sep 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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