Madison County property record for 281 Lake Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 3,832 sqft · built 2007 |
| Lot Size | 0.41 acres (17,868 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $4,145 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-405 |
| Primary APN | 071A-11-405 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,832 sqft Adjusted Area |
| Gross Area | 2,564 sqft |
| 1st Floor Area | 2,564 sqft |
| 2nd Floor Area | 513 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 17,868 sqft (0.41 acres) |
| Cooling System | Central |
|---|
| Account Number | 44963 |
|---|---|
| Street Address | 281 LAKE CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 05 CYPRESS POINTE ESTATES OF CYPRESS LAKE D@193 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | CYPRESS PTE EST CYPRESS LK |
| Legal Lot Number | 5 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30204 |
281 Lake Cir is owner-occupied and held in a trust since May 2023.
Source: Madison County records, as of December 2, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 281 LAKE CIR, MADISON, MS 39110-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 |
| Deed Sale | May 12, 2023 |
| Prior Sale | Oct 30, 2007 · Amount on File |
| Deed Document Number | 2023981994 |
| Deed Book / Page | 4330 / 262 |
| Prior Transfer Date | Jun 4, 2015 |
| Prior Transfer Doc | 0000759629 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 281 Lake Cir was $4,145 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,145.00 Homeowner's exemption | $38,147 | $381,470 Land $65,000 Building $316,470 |
| 2024 | $4,145.00 | ||
| 2023 | $4,145.00 Homeowner's exemption | $38,147 | $381,470 Land $65,000 Building $316,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 281 Lake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 Lake Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| T-Mobile Fixed Wireless | 100 / 20 |
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