Madison County property record for 273 Lake Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,942 sqft · built 2006 |
| Lot Size | 0.437 acres (19,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,260 (Dec 2024) |
| Tax Bill | $4,906 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-409 |
| Primary APN | 071A-11-409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 4,942 sqft Adjusted Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 3,666 sqft |
| 2nd Floor Area | 298 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 19,057 sqft (0.437 acres) |
| Cooling System | Central |
|---|
| Account Number | 44967 |
|---|---|
| Street Address | 273 LAKE CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 09 CYPRESS POINTE ESTATES OF CYPRESS LAKE D@193 |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | CYPRESS PTE EST CYPRESS LK |
| Legal Lot Number | 9 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30204 |
273 Lake Cir is owned and occupied by two individuals who bought it in December 2024.
Source: Madison County records, as of April 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit KEESLER FEDERAL CREDIT UNION |
| Sep 29, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 4, 2019 | Warranty Deed, Transfer BANKPLUS |
| Sep 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANKPLUS |
| May 24, 2017 | Loan Modification, Mortgage COMMUNITY BK/MS |
| Mar 8, 2017 | Deed of Trust, Mortgage COMMUNITY BK/MS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2024 · Amount on File |
| Deed Sale | Dec 16, 2024 · Amount on File |
| Prior Sale | Dec 4, 2019 · Amount on File |
| Deed Document Number | 20241018692 |
| Deed Book / Page | 4507 / 367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Apr 22, 2026 |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Document Number | 0001050011 |
| Book / Page | 4672 / 276 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261050011 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Investor | Possibly a Property Investor |
| Document Number | 0001050011, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 4672/276 |
| Instrument | 20261050011 |
| Name | KEESLER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004263/764 |
|---|---|
| Date | Sep 29, 2022 |
| Book Page | 4263/764 |
| Instrument | 969746 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON MS |
| Recording Date | Dec 4, 2019 |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Document Number | 0000880999 |
| Book / Page | 003794 / 000922 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 880999 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 273 LAKE CIR MADISON MS 391107992, MADISON, MS 39110-7992 |
| Document Number | 881000 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 003794/000926 |
| Instrument | 881000 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 3, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Document Number | 0000877869 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 273 LAKE CIR MADISON MS 391107992, MADISON, MS 39110-7992 |
| Document Number | 0000877869 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 003776/000741 |
| Instrument | 877869 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | RIDGELAND, MS 39157 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 16, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Document Number | 0000813300 |
| Book / Page | 003482 / 000637 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 273 LAKE CIR MADISON MS 391107992, MADISON, MS 39110-7992 |
| Document Number | 0000813300 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 003482/000637 |
| Instrument | 813300 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | FOREST, MS 39074 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 29, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 273 LAKE CIR, MADISON, MS 39110-7992 |
| Document Number | 0000809020 |
| Book / Page | 003458 / 000805 |
| Instrument Date | Mar 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Address | 273 LAKE CIR MADISON MS 391107992, MADISON, MS 39110-7992 |
| Document Number | 0000809020 |
|---|---|
| Date | Mar 23, 2017 |
| Book Page | 003458/000805 |
| Instrument | 809020 |
| Name | COMMUNITY BK/MS |
|---|---|
| Type | Bank |
| Address | BRANDON, MS 39042 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 273 Lake Cir was $4,906 with a homeowner's exemption.
Source: Madison County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,906.00 Homeowner's exemption | $44,677 | $446,770 Land $50,000 Building $396,770 |
| 2024 | $4,906.00 | ||
| 2023 | $4,906.00 Homeowner's exemption | $44,677 | $446,770 Land $50,000 Building $396,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 273 Lake Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 273 Lake Cir is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| T-Mobile Fixed Wireless | 100 / 20 |
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