281 Highland Cliff Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 281 Highland Cliff Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,725 sqft · built 2016
Lot Size	1.11 acres (48,700 sqft)
Owner	2 Individual Names on File
Last Sale	$471,400 (Jun 2017)
Tax Bill	$7,850 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S7136R`

Property Details

APN / Parcel Number

Primary APN	`S7136R`
Alternative APN	`WINM M:4 B:9 L:11`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,725 sqft Living Area
Gross Area	4,774 sqft
1st Floor Area	1,090 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,700 sqft (1.11 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	S7136R
Street Address	281 HIGHLAND CLIFF RD
City	WINDHAM
State	ME
Zip	04062-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	9
Legal Lot Number	11
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1007
Census Tract	4803

Owner

281 Highland Cliff Rd is owned and occupied by two individuals who bought it in June 2017.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	281 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit INFINITY FEDERAL CREDIT UNION
Oct 13, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	201725776
Deed Book / Page	34066 / 204
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	281 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4022
Transaction Type	Mortgage
Record Updated	Oct 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0397130142
Date	Sep 14, 2022
Book Page	39713/142
Instrument	46954

Lender

Name	INFINITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	281 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4022
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372910001
Date	Oct 13, 2020
Book Page	37291/1
Instrument	65049

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	281 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4022
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370970013
Date	Aug 25, 2020
Book Page	37097/13
Instrument	52300

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	281 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4022
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0389310244
Date	Nov 29, 2021
Book Page	38931/244
Instrument	84217

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 281 Highland Cliff Rd was $7,850, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,850.00 (+5.14%)	$650,900 (-) Land $129,600 Building $521,300
2024	$7,466.00 (+7.53%)	$650,900 (+5%) Land $129,600 Building $521,300
2023	$6,943.00 (+9.24%)	$619,900 (+13.22%) Land $133,500 Building $486,400
2022	$6,356.00	$547,500 Land $118,400 Building $429,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 281 Highland Cliff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Highland Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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