280 Highland Cliff Rd, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 280 Highland Cliff Rd, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft · built 2020
Lot Size	1.08 acres (47,132 sqft)
Owner	Trust Name on File
Last Sale	$468,900 (Mar 2020)
Tax Bill	$7,072 (2025)
Deeds & Mortgages	Apr 2021 Refinance Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINM M:4 B:9 L:4`

Property Details

APN / Parcel Number

Primary APN	`WINM M:4 B:9 L:4`
Alternative APN	`H5038R`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,934 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,132 sqft (1.08 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	H5038R
Street Address	280 HIGHLAND CLIFF RD
City	WINDHAM
State	ME
Zip	04062-4028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Block	9
Legal Lot Number	4
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1007
Census Tract	4803

Owner

280 Highland Cliff Rd is owner-occupied and held in a trust since September 2021.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner of Record	Trust Name on File
Mailing Address	280 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Sep 17, 2021	Deed, Transfer
Mar 31, 2020	Warranty Deed, Subdivision Related Transfer · Stand-Alone Refinance NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on File
Deed Sale	Mar 31, 2020 · Amount on File
Deed Document Number	202016828
Deed Book / Page	36550 / 326
Last Transfer Date	Sep 16, 2021
Transfer Doc	0386670121
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	280 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4028
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380320092
Date	Apr 6, 2021
Book Page	38032/92
Instrument	24242

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINDHAM ME
Recording Date	Sep 17, 2021
Property Address	280 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4028
Document Number	0386670121
Book / Page	38667 / 121
Instrument Date	Sep 16, 2021
Instrument	67002
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINDHAM ME
Recording Date	Mar 31, 2020
Property Address	280 HIGHLAND CLIFF RD, WINDHAM, ME 04062-4028
Document Number	0365500326
Book / Page	36550 / 326
Instrument Date	Mar 30, 2020
Instrument	16828
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 HARPSWELL BY THE SEA, HARPSWELL, ME 04079-4117

Mortgage

Document Number	0365500327
Date	Mar 31, 2020
Book Page	36550/327
Instrument	16829

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 280 Highland Cliff Rd was $7,072, up 5.1% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,072.00 (+5.14%)	$586,400 (-) Land $128,700 Building $457,700
2024	$6,726.00 (+8.68%)	$586,400 (+6.12%) Land $128,700 Building $457,700
2023	$6,189.00 (+9.15%)	$552,600 (+13.14%) Land $130,100 Building $422,500
2022	$5,670.00	$488,400 Land $115,000 Building $373,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 280 Highland Cliff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Highland Cliff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on Highland Cliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures