281 Giddings Rd, Peru, NY 12972 Property Records

Essex County and Chesterfield Town property record for 281 Giddings Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,160 sqft · built 2006
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jun 2023)
Tax Bill	$7,568 (2026)
Deeds & Mortgages	Jun 2023 Sale Sep 2020 Refinance
APN	`152000 1.3-1-9.200`

Property Details

APN / Parcel Number

Primary APN	`152000 1.3-1-9.200`
Alternative APNs	`15208900100300010092000000` `575J190021`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,080 sqft
2nd Floor Area	1,080 sqft
Upper Floors Area	810 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	141,570 sqft (3.25 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	575J190021
Street Address	281 GIDDINGS RD
City	PERU
State	NY
Zip	12972-4318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	18 ADGATE 2113 AC
Legal Block	1
Legal Lot Number	9.200
Jurisdiction	ESSEX NY
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2008
Census Tract	960100

Owner

Source: Essex County and Chesterfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 313, KEESEVILLE, NY 12944-0313
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Warranty Deed, Transfer
Sep 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ROBERT A SOUTHWORTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Apr 18, 2001 · Amount on Record
Deed Document Number	20231886
Deed Book / Page	2126 / 167
Prior Transfer Date	Apr 12, 2001
Prior Transfer Doc	1280000198
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Jun 9, 2023
Property Address	281 GIDDINGS RD, PERU, NY 12972-4318
Document Number	002126/167
Book / Page	2126 / 167
Instrument Date	Jun 6, 2023
Instrument	2023-1886
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 544, ELIZABETHTOWN, NY 12932-0544

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	281 GIDDINGS RD, PERU, NY 12972-4318
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20203938
Date	Sep 30, 2020
Instrument	2020-3938

Lender

Name	ROBERT A SOUTHWORTH

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	25 Months
Due	Oct 1, 2022

Tax Assessment & Valuation

Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Chesterfield Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,568.00 (+11.31%)
2025	$6,799.00 (+92.99%)	$382,000 (+61.66%) Land $34,500 Building $347,500	$382,000 (+61.66%) Land $34,500 Building $347,500
2023		$236,300 (-) Land $28,300 Building $208,000	$236,300 (-) Land $28,300 Building $208,000
2022	$3,523.00 (-36.27%)	$236,300 Land $28,300 Building $208,000	$236,300 Land $28,300 Building $208,000
2020	$5,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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