260 Giddings Rd, Peru, NY 12972 Property Records

Essex County and Chesterfield Town property record for 260 Giddings Rd, Peru, NY 12972

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1951
Lot Size	5.95 acres (259,182 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Apr 2023)
Tax Bill	$6,046 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Line of Credit + 1 more
APN	`152000 1.3-1-8.100`

Property Details

APN / Parcel Number

Primary APN	`152000 1.3-1-8.100`
Alternative APNs	`15208900100300010081000000` `575J106101`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	259,182 sqft (5.95 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	301 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	575J106101
Street Address	260 GIDDINGS RD
City	PERU
State	NY
Zip	12972-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	18 ADGATE 1436 AC
Legal Block	1
Legal Lot Number	8.100
Jurisdiction	ESSEX NY
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2015
Census Tract	960100

Owner

Source: Essex County and Chesterfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 CARRIAGE HILL RD, DIAMOND POINT, NY 12824-2905
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 30, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on Record
Deed Sale	Apr 5, 2023 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	20231107
Deed Book / Page	2120 / 263
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Apr 5, 2023
Property Address	260 GIDDINGS RD, PERU, NY 12972-4317
Document Number	002120/263
Book / Page	2120 / 263
Instrument Date	Mar 31, 2023
Instrument	2023-1107
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CARRIDGER HILL RD, DIAMOND POINT, NY 12824

Mortgage

Document Number	0020231108
Date	Apr 5, 2023
Instrument	2023-1108

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	260 GIDDINGS RD, PERU, NY 12972-4317
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224488
Date	Sep 20, 2022
Instrument	2022-4488

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Aug 30, 2019
Property Address	260 GIDDINGS RD, PERU, NY 12972-4317
Document Number	00001962/5
Book / Page	1962 / 5
Instrument Date	Aug 28, 2019
Instrument	2019-3152
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LOUIDTANA AVE, PLATTSBURGH, NY 12903

Tax Assessment & Valuation

Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Chesterfield Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,046.00 (-2.47%)
2025	$6,199.00 (+737.7%)	$305,200 (+149.35%) Land $36,600 Building $268,600	$305,200 (+149.35%) Land $36,600 Building $268,600
2023		$122,400 (-) Land $30,300 Building $92,100	$122,400 (-) Land $30,300 Building $92,100
2022	$740.00 (-53.49%) Homeowner's exemption Senior Citizen's exemption	$122,400 Land $30,300 Building $92,100	$122,400 Land $30,300 Building $92,100
2020	$1,591.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1980–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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