277 Front St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 277 Front St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,822 sqft · built 1998
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$135,200 (Sep 1997)
Tax Bill	$9,398 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-00504-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`35-00504-0000-00005`
Alternative APN	`350050400005`

Interior

Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Location & Zoning

Street Address	277 FRONT ST
City	ATCO
State	NJ
Zip	08004-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	L-8
Legal Subdivision	DEER POND GARDENS
Legal Block	504
Legal Lot Number	5
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2006
Census Tract	608901

Owner

277 Front St is owned and occupied by an individual who bought it in September 1997.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	277 FRONT ST, ATCO, NJ 08004-1958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1997 · Amount on File
Deed Sale	Sep 2, 1997 · Amount on File
Deed Book / Page	4902 / 746
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	277 FRONT ST, ATCO, NJ 08004-1958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000738
Date	Jan 5, 2018
Book Page	10796/1634
Instrument	2018000738

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Nov 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 277 Front St was $9,398, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,100 (-) Land $45,400 Building $160,700	$206,100 (-) Land $45,400 Building $160,700
2025	$9,398.00 (+3.5%)	$206,100 Land $45,400 Building $160,700	$206,100 Land $45,400 Building $160,700
2024	$9,080.00
2023		$206,100 Land $45,400 Building $160,700	$206,100 Land $45,400 Building $160,700
2022	$8,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Front St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP WATER DEPT. serves 1,300 people · EPA ID NJ0435003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20