281 Cloudland Trce, Epworth, GA 30541 Property Records

Fannin County property record for 281 Cloudland Trce, Epworth, GA 30541

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,737 sqft · built 2007
Lot Size	2.04 acres (88,862 sqft)
Owner	Individual Name on Record
Last Sale	$815,000 (Oct 2023)
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0012 B 012B2`

Property Details

APN / Parcel Number

Primary APN	`0012 B 012B2`
Alternative APN	`25421`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,737 sqft Heated Area
Basement Area	1,095 sqft
Finished Basement	1,095 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Log Home
Exterior Material	Logs
Construction Type	Log
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	88,862 sqft (2.04 acres)
Porch	Open Porch
Porch Area	636 sqft
Deck Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	25421
Old Parcel Number	0012B012B2
Street Address	281 CLOUDLAND TRCE
City	EPWORTH
State	GA
Zip	30541-2927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	9-2 LL205,228 LT45 DB1578-133* 2.04 ACS
Legal Subdivision	BIG SKY
Legal Lot Number	45
Jurisdiction	FANNIN GA
Township / Civil Division	HIGDON-MOBILE
Census Block Group	2
Census Block	2051
Census Tract	50300

Owner

Source: Fannin County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13729 PERIMETER DR, FREDERICKSBURG, VA 22407-1989
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING
Oct 25, 2023	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING
May 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Prior Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	0001578133
Deed Book / Page	1578 / 133
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13729 PERIMETER DR, FREDERICKSBURG, VA 22407-1989

Mortgage

Document Number	0000001578/0000000135
Date	Oct 25, 2023
Book Page	0000001578/0000000135

Lender

Name	KIND LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 25, 2023
Property Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927
Document Number	001578/133
Book / Page	1578 / 133
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Oct 9, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927

Mortgage

Document Number	0001578135
Date	Oct 25, 2023
Instrument	1578/135

Lender

Name	KIND LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927

Mortgage

Document Number	0000001507/0000000041
Date	May 26, 2022
Book Page	0000001507/0000000041

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 CLOUDLAND TRCE, EPWORTH, GA 30541-2927

Mortgage

Document Number	0000001345/0000000001
Date	May 4, 2020
Book Page	0000001345/0000000001

Lender

Name	TRUIST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,252.00 (+8.87%)	$358,478 (+0.37%) Land $20,800 Building $337,678	$896,194 (+0.37%) Land $52,000 Building $844,194
2024	$2,987.00 (-6.57%)	$357,144 (+58.25%) Land $20,800 Building $336,344	$892,860 (+58.25%) Land $52,000 Building $840,860
2023		$225,690 (-1.05%) Land $20,800 Building $204,890	$564,226 (-1.05%) Land $52,000 Building $512,226
2022	$3,197.00 Homeowner's exemption	$228,077 Land $20,800 Building $207,277	$570,193 Land $52,000 Building $518,193

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 93% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

May also be available: ETC, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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