Effingham County property record for 281 Chimney Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,565 sqft · built 1986 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,000 (May 2021) |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0465B-002-000 |
| Primary APN | 0465B-002-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,565 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 400 sqft |
| Patio Area | 792 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19312 |
|---|---|
| Street Address | 281 CHIMNEY RD |
| City | RINCON |
| State | GA |
| Zip | 31326-5540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 1.29 AC LOT 2 |
| Legal Subdivision | SILVERWOOD |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE |
| Jun 30, 2020 | Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK |
| May 12, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS |
| May 5, 2021 | Warranty Deed, Transfer |
| Dec 11, 2020 | Warranty Deed, Transfer |
| Dec 11, 2020 | Warranty Deed, Transfer |
| Jun 29, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2021 · Amount on Record |
| Deed Sale | May 5, 2021 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 20211512 |
| Deed Book / Page | 2688 / 189 |
| Prior Transfer Date | Apr 7, 2009 |
| Prior Transfer Doc | 001856/146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 0000002646/0000000049 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 0000002646/0000000049 |
| Instrument | 013104 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 0000002603/0000000125 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 0000002603/0000000125 |
| Instrument | 006289 |
| Name | HERITAGE SOUTHEAST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 0000002688/0000000190 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 0000002688/0000000190 |
| Instrument | 005718 |
| Name | BROKER SOLUTIONS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 5, 2021 |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 2688/189 |
| Book / Page | 2688 / 189 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021-001512 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 11, 2020 |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 2646/47 |
| Book / Page | 2646 / 47 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020-003654 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 11, 2020 |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 0002646/47 |
| Book / Page | 2646 / 47 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020-003654 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 29, 2020 |
| Property Address | 281 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 002603/123 |
| Book / Page | 2603 / 123 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 2020-001731 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8412 OLD HWY 21, 21, PORT WENTWORTH, GA 31407 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,063 (-3.86%) Land $28,000 Building $113,063 | $352,657 (-3.86%) Land $70,000 Building $282,657 | |
| 2025 | $859.00 (-4.34%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $146,730 (-2.89%) Land $28,000 Building $118,730 | $366,825 (-2.89%) Land $70,000 Building $296,825 |
| 2024 | $898.00 (-20.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $151,099 (+2.93%) Land $28,000 Building $123,099 | $377,747 (+2.93%) Land $70,000 Building $307,747 |
| 2022 | $1,132.00 Homeowner's exemption | $146,792 Land $25,200 Building $121,592 | $366,980 Land $63,000 Building $303,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Planters Rural Telephone Cooperative, Windstream.
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