Effingham County property record for 265 Chimney Rd, Rincon, GA 31326
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,471 sqft · built 1994 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $422,000 (May 2022) |
| Tax Bill | $4,926 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Nov 2009 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0465B-001-000 |
| Primary APN | 0465B-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,471 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 55,757 sqft (1.28 acres) |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19309 |
|---|---|
| Street Address | 265 CHIMNEY RD |
| City | RINCON |
| State | GA |
| Zip | 31326-5540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | 1.28 AC LOT 1 |
| Legal Subdivision | SILVERWOOD PLANATION |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30308 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage BANKSOUTH MORTGAGE |
| Nov 4, 2009 | Deed of Trust, Mortgage THE SAVANNAH BANK NA |
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| May 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO |
| Jan 20, 2022 | Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES |
| Feb 10, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Prior Sale | Feb 2, 2022 · Amount on Record |
| Deed Document Number | 20221519 |
| Deed Book / Page | 2786 / 467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002393/249 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 2393/249 |
| Instrument | 001858 |
| Name | BANKSOUTH MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001893/439 |
|---|---|
| Date | Nov 4, 2009 |
| Book Page | 1893/439 |
| Name | THE SAVANNAH BANK NA |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 23, 2022 |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 002786/467 |
| Book / Page | 2786 / 467 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-001519 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002786/0000000469 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 0000002786/0000000469 |
| Instrument | 005379 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | May 23, 2022 |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 002786/467 |
| Book / Page | 2786 / 467 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-001519 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005379 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 005379 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 20, 2022 |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 0002761/54 |
| Book / Page | 2761 / 54 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 2022-000214 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2021 INDEPENDENCE DR, AUSTIN, TX 78745-2081 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002761/0000000056 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 0000002761/0000000056 |
| Instrument | 001090 |
| Name | DOMINION FINANCIAL SERVICES |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Due | Jan 1, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 10, 2017 |
| Property Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
| Document Number | 002393/248 |
| Book / Page | 2393 / 248 |
| Instrument Date | Feb 10, 2017 |
| Instrument | 2017-000417 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 CHIMNEY RD, RINCON, GA 31326-5540 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,920 (-) Land $28,000 Building $119,920 | $369,800 (-) Land $70,000 Building $299,800 | |
| 2025 | $4,926.00 (+3.92%) | $147,920 (-4.1%) Land $28,000 Building $119,920 | $369,800 (-4.1%) Land $70,000 Building $299,800 |
| 2024 | $4,740.00 (+37.91%) | $154,240 (+43.02%) Land $28,000 Building $126,240 | $385,600 (+43.02%) Land $70,000 Building $315,600 |
| 2022 | $3,437.00 | $107,848 Land $25,200 Building $82,648 | $269,620 Land $63,000 Building $206,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON WATER SYSTEM serves 16,654 people · EPA ID GA1030001 |
|---|---|
| Water Source | Purchased surface water from EFFINGHAM COUNTY SURFACE WATER SYSTEM |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Planters Rural Telephone Cooperative, Windstream.
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