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278 Cherry Tree Sq, Forest Hill, MD 21050 Property Records

Harford County property record for 278 Cherry Tree Sq, Forest Hill, MD 21050

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,586 sqft · built 1997
Lot Size0.054 acres (2,360 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jun 2003)
Tax Bill$3,412 (2026)
Deeds & MortgagesApr 2022 Sale
Flood ZoneZone X (minimal risk)
APN03-304000

Property Details

APN / Parcel Number

Primary APN03-304000
Alternative APNs
  • 3304000
  • 304000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,586 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,360 sqft (0.054 acres)
Garage TypeBasement
Garage Area220 sqft
Parking Spaces1 Parking Space
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number304000
Street Address278 CHERRY TREE SQ
CityFOREST HILL
StateMD
Zip21050-3305
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeAG
Legal DescriptionLOT 176 2360 SF 278 CHERRY TREE SQUARE SPENCEOLA FRMS S2 P85/79
Legal SubdivisionSPENCEOLA FARMS
Legal Lot Number176
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group2
Census Block2014
Census Tract303203

Owner

278 Cherry Tree Sq, a townhouse, is owned and occupied by an individual who bought it in June 2003.

Source: Harford County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address278 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2003 · Amount on File
Deed SaleJun 24, 2003 · Amount on File
Prior SaleJun 20, 2001 · Amount on File
Deed Document Number20032896
Deed Book / Page4685 / 346
Transfer Doc0000000222
Record UpdatedOct 29, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 18, 2022
Property Address278 CHERRY TREE SQ, FOREST HILL, MD 21050-3305
Document Number0154690427
Book / Page15469 / 427
Map ReferenceMB CGH 85 FO 79
Instrument DateApr 5, 2022
Transaction TypeTransfer
Record UpdatedApr 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address278 CHERRY TREE SQ, FOREST HILL, MD 21050-3305

Tax Assessment & Valuation

The 2026 property tax bill for 278 Cherry Tree Sq was $3,412 with a homeowner's exemption, up 8.6% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,412.00 (+8.59%) Homeowner's exemption$313,067$339,000 Land $75,000 Building $264,000
2025$3,142.00 Homeowner's exemption
2023$276,567$300,100 Land $72,000 Building $228,100
2022$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 278 Cherry Tree Sq in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 278 Cherry Tree Sq is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

May also be available: Armstrong.

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