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281 Champlain St, Rochester, NY 14608 Property Records

Monroe County and Rochester City property record for 281 Champlain St, Rochester, NY 14608

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,441 sqft · built 1900
Lot Size0.32 acres (13,939 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Oct 2024)
Tax Bill$612 (2026)
Deeds & MortgagesFeb 2025 Mortgage
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN055237-00.0

Property Details

APN / Parcel Number

Primary APN055237-00.0
Alternative APNs
  • 140012060000020630010000
  • 261400 120.60-2-63.001

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,441 sqft Living Area
1st Floor Area991 sqft
Upper Floors Area450 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions141 ft deep x 99 ft wide
PorchSlab
Porch Area180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number055237-00.0
Street Address281 CHAMPLAIN ST
CityROCHESTER
StateNY
Zip14608-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code12
Legal Block2
Legal Lot Number63.001
JurisdictionMONROE NY
Township / Civil DivisionROCHESTER
Census Block Group1
Census Block1005
Census Tract6400

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9346 GLIDDEN CT, WELLINGTON, FL 33414-3432
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2025Intrafamily Transfer, Transfer · Commercial Mortgage
LOAN FUNDER LLC SERIES 95424
Nov 7, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Deed Document Number20241789
Deed Book / Page13017 / 537
Last Transfer DateFeb 20, 2025
Transfer Doc0000001820
Record UpdatedOct 29, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE NY
Recording DateFeb 21, 2025
Property Address281 CHAMPLAIN ST, ROCHESTER, NY 14608-2502
Document Number0000001820
Book / Page13066 / 662
Instrument DateFeb 21, 2025
Instrument202502211820
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyFLOWER CITY ABSTRACT INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address9346 GLIDDEN CT, WELLINGTON, FL 33414-3432

Transferred To (Grantee/Buyer)

NameVerified Name
Address9346 GLIDDEN CT, WELLINGTON, FL 33414-3432

Mortgage

Document Number0000001821
DateFeb 21, 2025
Instrument202502211821
Lender
NameLOAN FUNDER LLC SERIES 95424
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 7, 2019
Property Address281 CHAMPLAIN ST, ROCHESTER, NY 14608-2502
Document Number0000000329
Book / Page012266 / 000225
Instrument DateOct 25, 2019
Instrument329
Transaction TypeTransfer
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$92.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address554 ARNETT BLVD ROCHESTER NY 146191332, ROCHESTER, NY 14619-1332

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$612.00 (-16.73%)
2025$735.00$74,600 (+127.44%) Land $12,500 Building $62,100$74,600 (+88.77%) Land $12,500 Building $62,100
2023$32,800 Land $6,100 Building $26,700$39,518 Land $7,349 Building $32,169

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHESTER CITY
serves 210,000 people · EPA ID NY2704518
Water SourceSurface water
Last State InspectionDec 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier.

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