281 Canoe Cv, Sandpoint, ID 83864 Property Records

Bonner County property record for 281 Canoe Cv, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,054 sqft · built 2018
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,791 (2026)
Deeds & Mortgages	Nov 2018 Construction Loan Oct 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`RPD37250000120A`

Property Details

APN / Parcel Number

Primary APN	`RPD37250000120A`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,054 sqft Finished Area
1st Floor Area	4,873 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	281 CANOE CV
City	SANDPOINT
State	ID
Zip	83864-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28-57N-2W CANOE COVE LOT 12 - CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	28
Legal Subdivision	CANOE COVE
Legal Lot Number	12
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 CANOE CV, SANDPOINT, ID 83864-8062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2018	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025
Deed Sale	May 8, 2025
Prior Sale	Apr 29, 2016
Deed Document Number	20251046690
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	281 CANOE CV, SANDPOINT, ID 83864-8062
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930821
Date	Nov 9, 2018
Instrument	930821

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	281 CANOE CV, SANDPOINT, ID 83864-8062
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	NORTH ID TTL CO COEUR DALENE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000947712
Date	Oct 28, 2019
Instrument	947712

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,791.00 (+10.71%)	$1,361,144 (-) Land $339,005 Building $1,022,139	$1,361,144 (-) Land $339,005 Building $1,022,139
2025	$5,231.00 (+23.23%) Homeowner's exemption	$1,361,144 (+17.13%) Land $339,005 Building $1,022,139	$1,361,144 (+17.13%) Land $339,005 Building $1,022,139
2023	$4,245.00 Homeowner's exemption	$1,162,058 Land $289,805 Building $872,253	$1,162,058 Land $289,805 Building $872,253

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Ting, Ziply Fiber.

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