223 Canoe Cv, Sandpoint, ID 83864 Property Records

Bonner County property record for 223 Canoe Cv, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 4,799 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	Trust Name on File
Tax Bill	$6,505 (2026)
Deeds & Mortgages	Nov 2019 Construction Loan Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPD37250000140A`

Property Details

APN / Parcel Number

Primary APN	`RPD37250000140A`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,799 sqft Finished Area
1st Floor Area	4,799 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	223 CANOE CV
City	SANDPOINT
State	ID
Zip	83864-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	28-57N-2W CANOE COVE LOT 14
Legal Range	02W
Legal Township	57N
Legal Section	28
Legal Subdivision	CANOE COVE
Legal Lot Number	14
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1012
Census Tract	950403

Owner

223 Canoe Cv is owner-occupied and held in a trust since September 2023.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Trust Name on File
Mailing Address	223 CANOE CV, SANDPOINT, ID 83864-8062
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN WEST BANK
Sep 28, 2023	Warranty Deed, Transfer NOT AVAILABLE, TITLEONE NORTH IDAHO
Sep 15, 2017	Warranty Deed, Transfer · Commercial Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023
Deed Sale	Sep 28, 2023
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	20231025804
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	223 CANOE CV, SANDPOINT, ID 83864-8062
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000948245
Date	Nov 4, 2019
Instrument	948245

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9%
Index	1-Year CMT
Margin	3
Max Rate	9%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 28, 2023
Property Address	223 CANOE CV, SANDPOINT, ID 83864-8062
Document Number	0001025804
Map Reference	MB 6 PG 155
Instrument Date	Sep 13, 2023
Instrument	1025804
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	NOT AVAILABLE, TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6730 W COUNTY ROAD 38 E, LOVELAND, CO 80538-9591

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Sep 15, 2017
Property Address	223 CANOE CV, SANDPOINT, ID 83864-8062
Document Number	0000911408
Map Reference	MB6 PG155
Instrument Date	Sep 11, 2017
Instrument	911408
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	SANDPOINT TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24 KNOLLWOOD DR, SANDPOINT, ID 83864-8613

Mortgage

Document Number	0000911409
Date	Sep 15, 2017
Instrument	911409

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.62%
Index	5-Year CMT
Max Rate	14.6%

Tax Assessment & Valuation

The 2026 property tax bill for 223 Canoe Cv was $6,505 with a homeowner's exemption.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Dover City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,505.00 Homeowner's exemption	$1,372,250 (-1.54%) Land $339,003 Building $1,033,247	$1,372,250 (-1.54%) Land $339,003 Building $1,033,247
2025	$6,505.00 Homeowner's exemption	$1,393,743 Land $339,003 Building $1,054,740	$1,393,743 Land $339,003 Building $1,054,740
2023	$5,109.00 Homeowner's exemption	$1,380,357 Land $289,803 Building $1,090,554	$1,380,357 Land $289,803 Building $1,090,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 223 Canoe Cv in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 223 Canoe Cv is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.9% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DOVER serves 865 people · EPA ID ID1090193
Water Source	Surface water
Last State Inspection	May 2023
Lead	14 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless	100 / 20

May also be available: T-Mobile, Ting, Ziply Fiber.

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