281 Bayshore Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 281 Bayshore Dr, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,376 sqft · built 1986
Lot Size0.298 acres (12,981 sqft)
OwnerOwner Name on File
Last Sale$104,000 (Jun 2013)
Tax Bill$2,532 (2024)
Flood ZoneZone AE (high risk)
APN28-2S-21-42010-00B-0010

Property Details

APN / Parcel Number

Primary APN28-2S-21-42010-00B-0010
Alternative APN
  • 1060232

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,376 sqft Living Area
Gross Area1,440 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Exterior MaterialWood Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions12.5 ft deep x 10.4 ft wide
PorchPorch
Porch Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number1060232
Street Address281 BAYSHORE DR
CityMIRAMAR BEACH
StateFL
Zip32550-4552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BLK B FLAMINGO BCH S/D PB 4-8 OR 725-164 OR 1298-289 OR 2921-2955
Legal Range21W
Legal Township02S
Legal Section28
Legal SubdivisionFLAMINGO BCH S/D
Legal BlockB
Legal Lot Number1
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1013
Census Tract950608

Owner

The current owner of 281 Bayshore Dr bought it in June 2013.

Source: Walton County records, as of December 17, 2025

Owner of RecordOwner Name on File
Mailing Address335 CORONA AVE, COCOA BEACH, FL 32931-4701

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2013 · Amount on File
Deed SaleJun 3, 2013 · Amount on File
Deed Document Number1240252
Deed Book / Page2921 / 2955
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$334,057 Land $170,850 Building $163,207$334,057 Land $170,850 Building $163,207
2024$2,532.00 (+9.33%)
2023$2,316.00 (+22.09%)$310,174 (+38.56%) Land $144,500 Building $165,674$310,174 (+38.56%) Land $144,500 Building $165,674
2022$1,897.00$223,857 Land $76,424 Building $147,433$223,857 Land $76,424 Building $147,433

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Bayshore Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 148 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims12 (2004–2024)
Claims Outside the SFHA5 of 12
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 5 claims
  • Hurricane Michael, Oct 2018 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Bayshore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Wildstar Networks
Fixed Wireless
200 / 50
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bayshore Dr

Nearby Streets

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